653 Circle Dr, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 653 Circle Dr, Santa Barbara, CA 93108

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,355 sqft · built 1957
Lot Size0.42 acres (18,295 sqft)
OwnerCompany Name on Record
Tax Bill$1,585 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN013-121-016

Property Details

APN / Parcel Number

Primary APN013-121-016
Alternative APN
  • 01312116

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,355 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address653 CIRCLE DR
CitySANTA BARBARA
StateCA
Zip93108-1001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionMONTECITO CIRCLE POR OF LOT 3 BLK A
Legal SubdivisionMONTECITO CIRCLE
Legal BlockA
Legal Lot Number3
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group2
Census Block2016
Census Tract700

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address653 CIRCLE DR, SANTA BARBARA, CA 93108-1001
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 5, 2015
Transfer Doc0000005351
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address653 CIRCLE DR, SANTA BARBARA, CA 93108-1001
Transaction TypeMortgage
Record UpdatedDec 3, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 CIRCLE DR, SANTA BARBARA, CA 93108-1001

Mortgage

Document Number0000080961
DateNov 24, 2021
Instrument2021-0080961
Lender
NameAMERICAN RIVER BANK
TypeBank
AddressSANTA BARBARA, CA 93101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 1, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Secondary School DistrictSanta Barbara Unified School District (7-12) (07 - 12)
Elementary School DistrictCold Spring Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$144,657 (+2%) Land $51,731 Building $92,926
2025$1,585.00 (+4.21%) Homeowner's exemption Additional exemption filed$141,821 (+4.04%) Land $50,717 Building $91,104
2023$1,521.00 (+2.08%) Homeowner's exemption Additional exemption filed$136,316 Land $48,749 Building $87,567
2022$1,490.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims10 (1978–2023)
Claims Outside the SFHA6 of 10
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTECITO WATER DIST
serves 12,010 people · EPA ID CA4210007
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Frontier.

Nearby Properties on Circle Dr

Nearby Streets

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