654 Christopher Rd, Warwick, MD 21912 Property Records

Cecil County property record for 654 Christopher Rd, Warwick, MD 21912

Property Summary

Property TypeRural Home
Details3.5 ba · 4,064 sqft · built 1998
Lot Size17.4 acres (759,251 sqft)
Owner2 Individual Names on Record
Last Sale$171,080 (Feb 1999)
Tax Bill$7,832 (2026)
Flood ZoneZone X (minimal risk)
APN01-063200

Property Details

APN / Parcel Number

Primary APN01-063200
Alternative APNs
  • 1063200
  • 063200

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,064 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area759,251 sqft (17.4 acres)
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area861 sqft
PorchSlab
Porch Area108 sqft
Deck Area1,180 sqft
Shed1 Shed
Shed Area2,240 sqft
Stable1,920 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number063200
Street Address654 CHRISTOPHER RD
CityWARWICK
StateMD
Zip21912-1319
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSAR
Legal DescriptionLOT 2 - 17.435 ACRES 654 CHRISTOPHER ROAD MYRTLE GROVE
Legal SubdivisionMYRTLE GROVE ESTATES
Legal Lot Number2
JurisdictionCECIL MD
Township / Civil Division1, CECILTON
Census Block Group2
Census Block2012
Census Tract30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address654 CHRISTOPHER RD, WARWICK, MD 21912-1319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 1999 · Amount on Record
Deed SaleFeb 24, 1999 · Amount on Record
Prior SaleFeb 27, 1998 · Amount on Record
Deed Document Number1999244915
Deed Book / Page782 / 1
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,832.00 (+4%) Homeowner's exemption$733,367 (+14.35%)$775,300 (+19.37%) Land $129,800 Building $645,500
2025$7,531.00 (+22.61%) Homeowner's exemption
2023$6,142.00 Homeowner's exemption$641,333$649,500 Land $129,800 Building $519,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Choptank Fiber
Fiber
2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Christopher Rd

Nearby Streets

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