Cecil County property record for 494 Christopher Rd, Warwick, MD 21912
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 3,573 sqft · built 1996 |
| Lot Size | 27.1 acres (1,180,476 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,949 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-063235 |
| Primary APN | 01-063235 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,573 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,180,476 sqft (27.1 acres) |
| Garage Type | Built-in |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 396 sqft |
| Deck Area | 903 sqft |
| Shed | 1 Shed |
| Shed Area | 1,728 sqft |
| Stable | 2,880 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 063235 |
|---|---|
| Street Address | 494 CHRISTOPHER RD |
| City | WARWICK |
| State | MD |
| Zip | 21912-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SAR |
| Legal Description | LOT 5 - 27.101 ACRES 494 CHRISTOPHER ROAD MYRTLE GROVE |
| Legal Subdivision | MYRTLE GROVE |
| Legal Lot Number | 5 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30100 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 494 CHRISTOPHER RD, WARWICK, MD 21912-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2007 |
| Deed Sale | Feb 26, 2007 |
| Prior Sale | May 7, 2003 · Amount on Record |
| Deed Document Number | 2007274677 |
| Deed Book / Page | 2298 / 585 |
| Record Updated | Oct 29, 2026 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,949.00 (+3.79%) Homeowner's exemption | $648,967 (+13.52%) | $684,400 (+18.39%) Land $133,400 Building $551,000 |
| 2025 | $6,695.00 (+27.18%) Homeowner's exemption | ||
| 2023 | $5,264.00 Homeowner's exemption | $571,700 | $578,100 Land $133,400 Building $444,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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