654 Central Ave, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 654 Central Ave, Pawtucket, RI 02861 · Last verified June 2026

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	6 bd · 4 ba · 5,856 sqft · built 1920
Lot Size	0.111 acres (4,836 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Jan 2025)
Tax Bill	$5,597 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:11 L:0024`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:11 L:0024`
Alternative APN	`110024`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Units	10 Units
Stories	3 Stories
Building Area	5,856 sqft Total Area
Gross Area	9,012 sqft
Basement Area	1,904 sqft
Unfinished Basement	1,904 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,836 sqft (0.111 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	110024
Street Address	654 CENTRAL AVE
City	PAWTUCKET
State	RI
Zip	02861-2060
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Lot Number	24
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	3
Census Block	3004
Census Tract	15600

Owner

Source: Pawtucket City records · APN PAWT M:11 L:0024

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	29 NEPTUNE AVE, WINTHROP, MA 02152-1126
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage CENTREVILLE BANK
May 04, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT
May 04, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT
May 03, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage KRC PMM LLC
Jun 25, 2018	Warranty Deed, Transfer MECHANICS COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 08, 2025 · Amount on Record
Deed Sale	Jan 08, 2025 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	202516
Deed Book / Page	5166 / 87
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	654 CENTRAL AVE, PAWTUCKET, RI 02861-2060
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005247-265
Date	Sep 18, 2025
Book Page	5247/265
Instrument	41

Lender

Name	CENTREVILLE BANK

Agreement

Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	654 CENTRAL AVE, PAWTUCKET, RI 02861-2060
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00004984-6
Date	May 04, 2023
Book Page	4984/6
Instrument	38

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRAL FALLS RI
Property Address	654 CENTRAL AVE, PAWTUCKET, RI 02861-2060
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001052-228
Date	May 04, 2023
Book Page	1052/228
Instrument	544

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAWTUCKET RI
Recording Date	May 03, 2023
Property Address	654 CENTRAL AVE, PAWTUCKET, RI 02861-2060
Document Number	004983-221
Book / Page	4983 / 221
Instrument Date	May 01, 2023
Instrument	40
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 BETTYS WAY, SEEKONK, MA 02771-1739

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	654 CENTRAL AVE, PAWTUCKET, RI 02861-2060
Document Number	4467-310
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	235 TAUNTON AVE SEEKONK MA 027715246, SEEKONK, MA 02771-5246

Mortgage

Document Number	4467-310
Date	Jan 03, 2020
Book Page	004467/000310
Instrument	21

Lender

Name	KRC PMM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jun 25, 2018
Property Address	654 CENTRAL AVE, PAWTUCKET, RI 02861-2060
Document Number	4245-6
Book / Page	4245 / 6
Instrument	11
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	42450008
Date	Jun 25, 2018
Instrument	04245/0008

Lender

Name	MECHANICS COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pawtucket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$5,597.00	$425,600 (+33.96%) Land $82,100 Building $343,500
2023		$317,700 Land $68,300 Building $249,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,055 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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