650 Central Ave, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 650 Central Ave, Pawtucket, RI 02861

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,834 sqft · built 1880
Lot Size	0.111 acres (4,834 sqft)
Owner	2 Trust Names on File
Last Sale	$325,000 (May 2020)
Tax Bill	$6,116 (2025)
Deeds & Mortgages	Jan 2022 Refinance Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:11 L:0025`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:11 L:0025`
Alternative APN	`110025`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,834 sqft Living Area
Gross Area	5,469 sqft
1st Floor Area	1,278 sqft
Basement Area	1,278 sqft
Unfinished Basement	1,278 sqft
Game Room	Game Room

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,834 sqft (0.111 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	110025
Street Address	650 CENTRAL AVE
City	PAWTUCKET
State	RI
Zip	02861-2061
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	CL
Legal Lot Number	25
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	3
Census Block	3004
Census Tract	15600

Owner

650 Central Ave, a triplex, is held in a trust since May 2020.

Source: Pawtucket City records, as of June 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	148 ATWOOD AVE, CRANSTON, RI 02920-4130
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jan 3, 2022	Deed, Transfer
May 1, 2020	Trustee's Deed, Transfer · Conventional with PMI LOISELLE ROY T

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Deed Document Number	202054
Deed Book / Page	4513 / 118
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	650 CENTRAL AVE, PAWTUCKET, RI 02861-2061
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004813-294
Date	Jan 7, 2022
Book Page	4813/294
Instrument	44

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jan 3, 2022
Property Address	650 CENTRAL AVE, PAWTUCKET, RI 02861-2061
Document Number	0004811-63
Book / Page	4811 / 63
Instrument Date	Dec 30, 2021
Instrument	40
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 RESERVOIR AVE # STE29, STE29, CRANSTON, RI 02910-4425

May 2020: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	PAWTUCKET RI
Recording Date	May 1, 2020
Property Address	650 CENTRAL AVE, PAWTUCKET, RI 02861-2061
Document Number	4513-118
Book / Page	004513 / 000118
Instrument Date	Apr 30, 2020
Instrument	54
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	780 RESERVOIR AVE #290 CRANSTON RI 029104425, 290, CRANSTON, RI 02910-4425

Mortgage

Document Number	4513-130
Date	May 1, 2020
Book Page	004513/000130
Instrument	56

Lender

Name	LOISELLE ROY T

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 650 Central Ave was $6,116.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,116.00	$465,100 Land $86,000 Building $379,100
2023	$5,868.00 (+2.18%)	$346,400 (-) Land $57,300 Building $289,100
2022	$5,743.00	$346,400 Land $57,300 Building $289,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 650 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 650 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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