654 Center St, Findlay, OH 45840 Property Records

Hancock County property record for 654 Center St, Findlay, OH 45840 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	1,813 sqft Living Area
Lot Size	11,600 sqft (0.266 acres)
Occupancy	Owner Occupied
Last Sale	$139,000 (2020)
Tax Bill	$1,818.00 (2025)

Owner

Source: Hancock County records · APN 1011-181-25-032.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	654 CENTER ST, FINDLAY, OH 45840-5822
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 02, 2020	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2020 · Amount on Record
Deed Sale	Jun 02, 2020 · Amount on Record
Prior Sale	May 28, 2008 · Amount on Record
Deed Doc Number	20204959
Deed Book / Page	2569 / 534
Record Refreshed	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	654 CENTER ST, FINDLAY, OH 45840-5822
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 CENTER ST, FINDLAY, OH 45840-5822

Mortgage

Document Number	02607/2685
Date	Dec 01, 2023
Book Page	2607/2685
Instrument	202300007994

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	654 CENTER ST, FINDLAY, OH 45840-5822
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02587/5719
Date	Oct 15, 2021
Book Page	2587/5719
Instrument	202100012042

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 02, 2020
Property Address	654 CENTER ST, FINDLAY, OH 45840-5822
Document Number	002569/534
Book / Page	2569 / 534
Instrument Date	May 28, 2020
Instrument	202000004959
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 CENTER ST, FINDLAY, OH 45840-5822

Mortgage

Document Number	202000004960
Date	Jun 02, 2020
Instrument	202000004960

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,818.00 (+8.54%)	$59,300 (+25.96%) Land $7,570 Building $51,730	$169,430 (+25.97%) Land $21,630 Building $147,800
2023	$1,675.00 Homeowner's exemption	$47,080 Land $6,010 Building $41,070
2022			$134,500 Land $17,170 Building $117,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1011-181-25-032.000`
Alternative APN	`580001008092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	1,813 sqft Living Area
1st Floor	1,169 sqft 1st Floor
2nd Floor	644 sqft 2nd Floor
Basement Area	161 sqft Basement
Unfinished Basement	161 sqft Unfinished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	11,600 sqft (0.266 acres)
Depth X Width	200 ft x 58 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage
Porch Area	166 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	654 CENTER ST
City	FINDLAY
State	OH
Zip	45840-5822
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HULL ADD LOT 8368 EPT10.5FT & LOT 8369
Legal Subdivision	HULL ADD
Legal Lot Number	8368
Jurisdiction	HANCOCK OH
Minor Civil Division	FINDLAY
Census Blockgroup	2
Census Block	2006
Census Tract	800

654 Center St, Findlay, OH 45840 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Center St

Nearby Streets

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