Hancock County property record for 643 Center St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1920 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,000 (Apr 2020) |
| Tax Bill | $1,328 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1011-184-04-002.000 |
| Primary APN | 1011-184-04-002.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Flooring | Brick |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 210 ft deep x 50 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 643 CENTER ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CORYS BRIGGS AVE ADD BLK 4 LOT 3 |
| Legal Subdivision | CORYS BRIGGS AVE ADD |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 800 |
Source: Hancock County records · APN 1011-184-04-002.000
Assessment roll updated May 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 CENTER ST, FINDLAY, OH 45840-5821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 13, 2020 · Amount on Record |
| Deed Sale | Apr 13, 2020 · Amount on Record |
| Prior Sale | Oct 26, 2017 · Amount on Record |
| Deed Document Number | 20203146 |
| Deed Book / Page | 2587 / 1720 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Apr 13, 2020 |
| Property Address | 643 CENTER ST, FINDLAY, OH 45840-5821 |
| Document Number | 02587/1720 |
| Book / Page | 2587 / 1720 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 202000003146 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 CENTER ST, FINDLAY, OH 45840-5821 |
| Document Number | 202000003147 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 202000003147 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Oct 26, 2017 |
| Property Address | 643 CENTER ST, FINDLAY, OH 45840-5821 |
| Document Number | 02528/0412 |
| Book / Page | 2528 / 0412 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 201700009178 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 CENTER ST, FINDLAY, OH 45840-5821 |
| Document Number | 201700009179 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 201700009179 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,328.00 (+8.59%) | $42,220 (+25.99%) Land $6,590 Building $35,630 | $120,630 (+26%) Land $18,840 Building $101,790 |
| 2023 | $1,223.00 | $33,510 Land $5,230 Building $28,280 | |
| 2022 | $95,740 Land $14,950 Building $80,790 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 230 (1981–2017) |
| Claims Outside the SFHA | 11 of 230 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Defiance Holdings.
Based on FCC filings for 269 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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