654 Cardinal St E, Lehigh Acres, FL 33974 Property Records

Lee County property record for 654 Cardinal St E, Lehigh Acres, FL 33974 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 2006
Lot Size	0.311 acres (13,560 sqft)
Owner	2 Individual Names on File
Last Sale	$120,600 (Oct 2013)
Tax Bill	$1,862 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-45-27-03-00012.0030`

Property Details

APN / Parcel Number

Primary APN	`09-45-27-03-00012.0030`
Alternative APNs	`09-45-27-L2-03012.0030` `270945L2030120030` `10407730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,553 sqft
1st Floor Area	1,767 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,560 sqft (0.311 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	352 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10407730
Street Address	654 CARDINAL ST E
City	LEHIGH ACRES
State	FL
Zip	33974-0512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEHIGH ACRES UNIT 3 BLK 12 PB 27 PG 182 LOT 3
Legal Range	27E
Legal Township	45S
Legal Section	09
Legal Subdivision	LEHIGH ACRES
Legal Tract	03
Legal Block	12
Legal Lot Number	3
Legal Unit	3
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2006
Census Tract	40315

Owner

Source: Lee County records · APN 09-45-27-03-00012.0030

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	654 CARDINAL ST E, LEHIGH ACRES, FL 33974-0512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 2013 · Amount on Record
Deed Sale	Oct 22, 2013 · Amount on Record
Prior Sale	Jan 19, 2011 · Amount on Record
Deed Document Number	2013240088
Prior Transfer Date	Nov 21, 2011
Prior Transfer Doc	0000256334
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	654 CARDINAL ST E, LEHIGH ACRES, FL 33974-0512
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 CARDINAL ST E, LEHIGH ACRES, FL 33974-0512

Mortgage

Document Number	0000323170
Date	Oct 01, 2021
Instrument	2021000323170

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2036

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,862.00 (+10.9%) Homeowner's exemption	$119,905 (+5.99%)	$218,841 (-21.4%) Land $23,869 Building $194,972
2023	$1,679.00 (+7.84%) Homeowner's exemption	$113,132 (+3%)	$278,427 (+18.89%) Land $11,999 Building $266,428
2022	$1,557.00 Homeowner's exemption	$109,837	$234,181 Land $8,000 Building $226,181

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710403152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force 12 of 15 on primary residences

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.