645 Cardinal St E, Lehigh Acres, FL 33974 Property Records

Lee County property record for 645 Cardinal St E, Lehigh Acres, FL 33974

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,393 sqft · built 2006
Lot Size0.273 acres (11,905 sqft)
Owner2 Individual Names on Record
Last Sale$93,000 (Aug 2009)
Tax Bill$4,147 (2025)
Deeds & MortgagesOct 2018 Sale
Flood ZoneZone X (minimal risk)
APN09-45-27-03-00013.0060

Property Details

APN / Parcel Number

Primary APN09-45-27-03-00013.0060
Alternative APNs
  • 09-45-27-L2-03013.0060
  • 270945L2030130060
  • 10407759

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,393 sqft Living Area
Gross Area3,154 sqft
1st Floor Area2,114 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialConcrete Block/Stucco
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area11,905 sqft (0.273 acres)
Garage TypeAttached
Garage Area474 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area363 sqft
Patio Area203 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10407759
Street Address645 CARDINAL ST E
CityLEHIGH ACRES
StateFL
Zip33974-0545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLEHIGH ACRES UNIT 3 BLK 13 PB 27 PG 182 LOT 6
Legal Range27E
Legal Township45S
Legal Section09
Legal SubdivisionLEHIGH ACRES
Legal Tract03
Legal Block13
Legal Lot Number6
Legal Unit3
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2007
Census Tract40315

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24345 ROCKY RD, BONITA SPRINGS, FL 34135-8808
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2009 · Amount on Record
Deed SaleAug 26, 2009 · Amount on Record
Prior SaleJun 26, 2009
Deed Document Number2009232530
Record UpdatedOct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateOct 17, 2018
Property Address645 CARDINAL ST E, LEHIGH ACRES, FL 33974-0545
Document Number0000245884
Instrument DateSep 28, 2018
Instrument245884
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address12346 NW 51TH ST CORAL SPRINGS FL 33076, CORAL SPRINGS, FL 33076

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,214 (+1%)$312,486 (+4.64%) Land $22,451 Building $290,035
2025$4,147.00 (+2.98%)$255,649 (-24.53%)$298,622 (-11.84%) Land $19,380 Building $279,242
2023$4,027.00 (+16.25%)$338,725 (+23.87%) Land $11,999 Building $326,726$338,725 (+23.87%) Land $11,999 Building $326,726
2022$3,464.00$273,441 Land $8,000 Building $265,441$273,441 Land $8,000 Building $265,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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