Santa Barbara County property record for 654 Cambridge Dr, Goleta, CA 93111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,259 sqft · built 1962 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $910,000 (Dec 2015) |
| Tax Bill | $14,353 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-261-020 |
| Primary APN | 069-261-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,259 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Heating System | Central |
|---|
| Street Address | 654 CAMBRIDGE DR |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93111-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 10115 UNIT 1 LOT 29 |
| Legal Subdivision | TRACT 10115 |
| Legal Tract | 10115 |
| Legal Lot Number | 29 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 2914 |
Source: Santa Barbara County records · APN 069-261-020
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 CAMBRIDGE DR, SANTA BARBARA, CA 93111-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 08, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 23, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2015 · Amount on Record |
| Deed Sale | Dec 10, 2015 · Amount on Record |
| Deed Document Number | 201563916 |
| Prior Transfer Date | Oct 10, 2014 |
| Prior Transfer Doc | 0000052306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 654 CAMBRIDGE DR, SANTA BARBARA, CA 93111-1419 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 654 CAMBRIDGE DR, SANTA BARBARA, CA 93111-1419 |
| Document Number | 0000007027 |
|---|---|
| Date | Mar 08, 2024 |
| Instrument | 2024-0007027 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 654 CAMBRIDGE DR, SANTA BARBARA, CA 93111-1419 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 654 CAMBRIDGE DR, SANTA BARBARA, CA 93111-1419 |
| Document Number | 0000074071 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-0074071 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 654 CAMBRIDGE DR, SANTA BARBARA, CA 93111-1419 |
| Document Number | 0000022940 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 654 CAMBRIDGE DR SANTA BARBARA CA 931111419, SANTA BARBARA, CA 93111-1419 |
| Document Number | 0000022940 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 22940 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Barbara County records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Goleta City |
| Secondary School District | Santa Barbara Unified School District (7-12) (07 - 12) |
| Elementary School District | Goleta Union Elementary School District (KG - 06) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,344,156 (+2%) Land $664,107 Building $680,049 | |
| 2025 | $14,353.00 (+3.45%) Homeowner's exemption Additional exemption filed | $1,317,801 (+4.04%) Land $651,086 Building $666,715 |
| 2023 | $13,875.00 (+1.69%) Homeowner's exemption Additional exemption filed | $1,266,631 Land $625,804 Building $640,827 |
| 2022 | $13,645.00 |
Source: FEMA National Flood Hazard Layer, Santa Barbara County (06083C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060830029143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1998–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2026 · other causes |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 555 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: California Internet, T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | GOLETA WATER DISTRICT serves 85,535 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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