646 Cambridge Dr, Goleta (Santa Barbara), CA 93111 Property Records

Santa Barbara County property record for 646 Cambridge Dr, Goleta, CA 93111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1962
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$910,000 (Jun 2015)
Tax Bill	$13,556 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069-261-019`

Property Details

APN / Parcel Number

Primary APN	`069-261-019`
Alternative APN	`06926119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,890 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	646 CAMBRIDGE DR
City	SANTA BARBARA
State	CA
Zip	93111-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 10115 UNIT 1 LOT 30
Legal Subdivision	TRACT 10115
Legal Tract	10115
Legal Lot Number	30
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	3
Census Block	3004
Census Tract	2914

Owner

Source: Santa Barbara County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	646 CAMBRIDGE DR, SANTA BARBARA, CA 93111-1419
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 7, 2021	Intrafamily Transfer, Transfer
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2015 · Amount on Record
Deed Sale	Jun 26, 2015 · Amount on Record
Prior Sale	Dec 4, 2007 · Amount on Record
Deed Document Number	201533532
Last Transfer Date	Jun 3, 2021
Transfer Doc	0000042952
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	646 CAMBRIDGE DR, GOLETA, CA 93111-1419
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CAMBRIDGE DR 1419, 1419, SANTA BARBARA, CA 93111-1419

Mortgage

Document Number	0000034960
Date	Nov 10, 2025
Instrument	2025-0034960

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 7, 2021
Property Address	646 CAMBRIDGE DR, SANTA BARBARA, CA 93111-1419
Document Number	0000042952
Map Reference	MB 57 PG 40-45
Instrument Date	Jun 3, 2021
Instrument	2021-0042952
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	646 CAMBRIDGE DR, SANTA BARBARA, CA 93111-1419

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	646 CAMBRIDGE DR, SANTA BARBARA, CA 93111-1419
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CAMBRIDGE DR, SANTA BARBARA, CA 93111-1419

Mortgage

Document Number	0000032991
Date	Apr 28, 2021
Instrument	2021-0032991

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Goleta City
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Goleta Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,256,546 (+14.89%) Land $649,714 Building $606,832
2025	$13,556.00 (+16.02%)	$1,093,674 (+4.04%) Land $636,975 Building $456,699
2023	$11,684.00 (+1.67%)	$1,051,208 Land $612,242 Building $438,966
2022	$11,492.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1998–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLETA WATER DISTRICT serves 85,535 people · EPA ID CA4210004
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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