Yellowstone County property record for 654 Cairo Pl, Billings, MT 59105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,146 sqft · built 1984 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Mar 2008) |
| Tax Bill | $3,312 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A218450 |
| Primary APN | 000A218450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,146 sqft Living Area |
| 1st Floor Area | 1,106 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 1,040 sqft |
| Family Room | Family Room |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 654 CAIRO PL |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59105-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-96 |
| Legal Description | SAHARA SANDS 1ST FILING, S28, T01 N, R26 E, BLOCK 3, LOT 33 |
| Legal Range | 26E |
| Legal Township | 01N |
| Legal Section | 28 |
| Legal Subdivision | SAHARA SANDS 1ST FILING |
| Legal Block | 3 |
| Legal Lot Number | 33 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 704 |
Source: Yellowstone County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 654 CAIRO PL, BILLINGS, MT 59105-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2008 · Amount on Record |
| Deed Sale | Mar 5, 2008 · Amount on Record |
| Deed Document Number | 20083456750 |
| Prior Transfer Date | Feb 29, 2008 |
| Prior Transfer Doc | 0003456750 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 654 CAIRO PL, BILLINGS, MT 59105-2804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003958362 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 3958362 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2046 |
Source: Yellowstone County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $346,500 (+7.64%) Land $66,904 Building $279,596 | $346,500 (+7.64%) Land $66,904 Building $279,596 | |
| 2024 | $3,312.00 (+15.28%) | ||
| 2023 | $2,873.00 | $321,900 | $321,900 Land $65,407 Building $256,493 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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