622 Cairo Pl, Billings, MT 59105 Property Records

Yellowstone County property record for 622 Cairo Pl, Billings, MT 59105

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,797 sqft · built 1978
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on Record
Last Sale$442,225 (Jul 2025)
Tax Bill$2,440 (2025)
Deeds & MortgagesAug 2023 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN000A218430

Property Details

APN / Parcel Number

Primary APN000A218430
Alternative APNs
  • 03-1033-28-2-06-21-0000
  • R0322651
  • A218430
  • A21843

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,797 sqft Living Area
Gross Area1,888 sqft
1st Floor Area976 sqft
Basement Area912 sqft
Finished Basement821 sqft
Unfinished Basement91 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1985
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,250 sqft (0.258 acres)
View / LotNeighborhood / Spot
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area24 sqft
Deck Area160 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address622 CAIRO PL
CityBILLINGS
StateMT
Zip59105-2804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-96
Legal DescriptionSAHARA SANDS 1ST FILING, S28, T01 N, R26 E, BLOCK 3, LOT 31
Legal Range26E
Legal Township01N
Legal Section28
Legal SubdivisionSAHARA SANDS 1ST FILING
Legal Block3
Legal Lot Number31
JurisdictionYELLOWSTONE MT
Township / Civil DivisionBILLINGS
Census Block Group1
Census Block1005
Census Tract704

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address622 CAIRO PL, BILLINGS, MT 59105-2804
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2023Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
Nov 30, 2018Deed of Trust, Mortgage
SKY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2025 · Amount on Record
Deed SaleJul 31, 2025 · Amount on Record
Prior SaleAug 1, 2023 · Amount on Record
Deed Document Number20254109031
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYELLOWSTONE MT
Recording DateAug 1, 2023
Property Address622 CAIRO PL, BILLINGS, MT 59105-2804
Document Number0004053057
Map ReferenceDOC 995892
Instrument DateJul 27, 2023
Instrument4053057
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyFIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address622 CAIRO PL, BILLINGS, MT 59105-2804

Mortgage

Document Number0004053058
DateAug 1, 2023
Instrument4053058
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address622 CAIRO PL, BILLINGS, MT 59105-2804
Transaction TypeMortgage
Record UpdatedAug 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003869564
DateNov 30, 2018
Instrument000003869564
Lender
NameSKY FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
MunicipalityBillings City
CountyYellowstone County
Elementary School DistrictBillings Elementary School District (PK - 08)
Secondary School DistrictBillings High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$362,000 (+3.19%) Land $66,904 Building $295,096$362,000 (+3.19%) Land $66,904 Building $295,096
2025$2,440.00 (-14.83%)$350,800 (+28.73%) Land $66,904 Building $283,896$350,800 (+28.73%) Land $66,904 Building $283,896
2024$2,865.00 (+17.8%)
2023$2,432.00$272,500$272,500 Land $65,407 Building $207,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 83% of Montana
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILLINGS
serves 114,000 people · EPA ID MT0000153
Water SourceSurface water
Last State InspectionMay 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisp West
Fixed Wireless
200 / 100
AT&T
Fixed Wireless
100 / 20

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