Lorain County property record for 654 Bell Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1955 |
| Square Footage | 992 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $1,681.00 (2025) |
| Primary APN | 06-24-028-104-043 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 992 sqft Living Area |
| 1st Floor | 992 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 7,841 sqft (0.18 acres) |
| Depth X Width | 152 ft x 54 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Patio Area | 240 sqft Patio |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 248 sqft Porch |
| Canopy Area | 240 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 654 BELL AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3412 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CASCADE COLONY FRNT 0047.00 DPTH 0160.00 |
| Legal Subdivision | CASCADE COLONY FRNT |
| Legal Tract | 24 |
| Legal Block | 104 |
| Legal Lot Number | 61 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 70400 |
Source: Lorain County records · APN 06-24-028-104-043
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 BELL AVE, ELYRIA, OH 44035-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 654 BELL AVE, ELYRIA, OH 44035-3412 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 654 BELL AVE, ELYRIA, OH 44035-3412 |
| Document Number | 0000837128 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 2021-0837128 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,681.00 | $35,710 (+0.01%) Land $8,470 Building $27,240 | $102,020 (-) Land $24,190 Building $77,830 |
| 2024 | $1,681.00 (+21.72%) | $35,708 (+40.75%) Land $8,467 Building $27,241 | $102,020 (+40.76%) Land $24,190 Building $77,830 |
| 2023 | $1,381.00 (+0.36%) | $25,369 (%) Land $8,054 Building $17,315 | $72,480 (-) Land $23,010 Building $49,470 |
| 2022 | $1,376.00 | $25,370 Land $8,050 Building $17,320 | |
| 2021 | $72,480 Land $23,010 Building $49,470 |
654 Bell Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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