Lorain County property record for 645 Bell Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,152 sqft Living Area |
| Lot Size | 5,227 sqft (0.119 acres) |
| Garage | Detached, 308 sqft |
| Last Sale | $56,000 (2004) |
| Tax Bill | $1,338.00 (2025) |
| Primary APN | 06-24-028-109-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,152 sqft Living Area |
| 1st Floor | 1,152 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 5,227 sqft (0.119 acres) |
| Depth X Width | 108 ft x 51 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 308 sqft Garage |
| Patio Area | 35 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 168 sqft Porch |
| Canopy Area | 140 sqft Canopy |
| Heating System | HVAC Heating |
|---|
| Street Address | 645 BELL AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3449 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CASCADE COLONY 62.06 X 169 |
| Legal Subdivision | CASCADE COLONY |
| Legal Tract | 24 |
| Legal Block | 109 |
| Legal Lot Number | 86&87 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 70400 |
Source: Lorain County records · APN 06-24-028-109-027
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12700 CISSELL LN, LAGRANGE, OH 44050-9824 |
| Owner Type | Owner is a Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 16, 2004 · Amount on Record |
| Deed Sale | Mar 16, 2004 · Amount on Record |
| Prior Sale | Mar 16, 2004 · Amount on Record |
| Deed Doc Number | 0000989375 |
| Last Transfer Date | Mar 09, 2018 |
| Transfer Doc | 0000664223 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 09, 2018 |
| Property Address | 645 BELL AVE, ELYRIA, OH 44035-3449 |
| Document Number | 0000664223 |
| Instrument Date | Mar 08, 2018 |
| Instrument | 664223 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | NOVA TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12700 CISSELL LN LAGRANGE OH 440509824, LAGRANGE, OH 44050-9824 |
| Document Number | 664224 |
|---|---|
| Date | Mar 09, 2018 |
| Instrument | 664224 |
| Name | TIMOTHY S & JOANN WERLING |
|---|---|
| Address | 12700 CISSELL LN, LAGRANGE, OH 44050-9824 |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,338.00 | $27,060 (+%) Land $6,780 Building $20,280 | $77,310 (-) Land $19,380 Building $57,930 |
| 2024 | $1,338.00 (+6.19%) | $27,059 (+19.83%) Land $6,783 Building $20,276 | $77,310 (+19.82%) Land $19,380 Building $57,930 |
| 2023 | $1,260.00 (+0.32%) | $22,582 (+0.01%) Land $7,371 Building $15,211 | $64,520 (-) Land $21,060 Building $43,460 |
| 2022 | $1,256.00 | $22,580 Land $7,370 Building $15,210 | |
| 2021 | $64,520 Land $21,060 Building $43,460 |
645 Bell Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 10th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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