654 Arbor Ln, Largo, FL 33770 Property Records

Pinellas County property record for 654 Arbor Ln, Largo, FL 33770 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage2,451 sqft Living Area
Lot Size6,952 sqft (0.16 acres)
GarageAttached, 472 sqft
OccupancyOwner Occupied
Last Sale$285,000 (2017)
Tax Bill$4,262.00 (2024)

Property Details

APN / Parcel Number

Primary APNC62-000-780-6052-2
Alternative APNs
  • 32-29-15-99686-000-0020
  • 291532996860000020
  • R418825

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area2,451 sqft Living Area
Gross Area3,211 sqft Gross Area
1st Floor2,451 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area6,952 sqft (0.16 acres)
Depth X Width117 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area472 sqft Garage
Porch Area288 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account NumberR418825
Street Address654 ARBOR LN
CityLARGO
StateFL
Zip33770-2736
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionZIGGYS PLAT LOT 2
Legal Range15E
Legal Township29S
Legal Section32
Legal SubdivisionZIGGYS PLAT
Legal Tract99686
Legal Lot Number2
JurisdictionPINELLAS FL
Minor Civil DivisionCLEARWATER
Census Blockgroup1
Census Block1000
Census Tract25211

Owner

Source: Pinellas County records · APN C62-000-780-6052-2

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address654 ARBOR LN, LARGO, FL 33770-2736
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FBC MORTGAGE LLC
Oct 09, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FBC MTG
Mar 02, 2017Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2017 · Amount on Record
Deed SaleMar 02, 2017 · Amount on Record
Prior SaleOct 01, 2016 · Amount on Record
Deed Doc Number201766438
Deed Book / Page19538 / 802
Prior Transfer DateJan 11, 2005
Prior Transfer Doc0140561986
Record RefreshedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address654 ARBOR LN, LARGO, FL 33770-2736
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210260231
DateJun 04, 2020
Book Page21026/231
Instrument2020169456
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address654 ARBOR LN, LARGO, FL 33770-2736
Document Number0198521121
Book / Page019852 / 001121
Instrument DateOct 09, 2017
Transaction TypeMortgage
Record UpdatedDec 12, 2017
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 ARBOR LN LARGO FL 337702736, LARGO, FL 33770-2736

Mortgage

Document Number0198521121
DateNov 27, 2017
Book Page019852/001121
Instrument359041
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2047

March 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPINELLAS FL
Recording DateMar 02, 2017
Property Address654 ARBOR LN, LARGO, FL 33770-2736
Document Number0195380802
Book / Page19538 / 0802
Map ReferenceMB128 PG73
Instrument DateFeb 27, 2017
Instrument2017066438
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyBUYERS TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 AROR LN, LARGO, FL 33770-2736

Mortgage

Document Number2017066439
DateMar 02, 2017
Instrument2017066439
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,504.00 (+5.68%) Homeowner's exemption$279,441 (+5.99%)$535,453 (+15.93%) Land $103,119 Building $432,334
2024$4,262.00 (+1.77%)
2023$4,188.00 (+3.51%) Homeowner's exemption$263,656 (+3.45%)$461,860 (+27.55%) Land $118,106 Building $343,754
2022$4,046.00 Homeowner's exemption$254,857$362,091 Land $84,968 Building $277,123

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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