Pinellas County property record for 650 Arbor Ln, Largo, FL 33770 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,432 sqft Living Area |
| Lot Size | 6,861 sqft (0.158 acres) |
| Garage | Attached, 468 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $485,000 (2026) |
| Tax Bill | $5,063.00 (2025) |
| Primary APN | C62-000-780-6051-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 2,432 sqft Living Area |
| Gross Area | 3,241 sqft Gross Area |
| 1st Floor | 2,432 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 6,861 sqft (0.158 acres) |
| Depth X Width | 117 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 468 sqft Garage |
| Porch Area | 341 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | R418824 |
|---|---|
| Street Address | 650 ARBOR LN |
| City | LARGO |
| State | FL |
| Zip | 33770-2736 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ZIGGYS PLAT LOT 1 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | ZIGGYS PLAT |
| Legal Tract | 99686 |
| Legal Lot Number | 1 |
| Jurisdiction | PINELLAS FL |
| Minor Civil Division | CLEARWATER |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 25211 |
Source: Pinellas County records · APN C62-000-780-6051-4
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 ARBOR LN, LARGO, FL 33770-2736 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Jul 25, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PACIFIC UNION FINANCIAL LLC |
| Jul 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Jul 25, 2018 · Amount on Record |
| Deed Doc Number | 2026104518 |
| Deed Book / Page | 23528 / 1696 |
| Prior Transfer Date | May 03, 2005 |
| Prior Transfer Doc | 0142861155 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 650 ARBOR LN, LARGO, FL 33770-2736 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 650 ARBOR LN, LARGO, FL 33770-2736 |
| Document Number | 0214450234 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 21445/234 |
| Instrument | 2021091205 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 650 ARBOR LN, LARGO, FL 33770-2736 |
| Document Number | 0000104518 |
| Book / Page | 23528 / 1696 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.104518 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342,895.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 650 ARBOR LN, LARGO, FL 33770-2736 |
| Document Number | 0000104519, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026..104519 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 650 ARBOR LN, LARGO, FL 33770-2736 |
| Document Number | 0235281696 |
| Book / Page | 23528 / 1696 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026104518 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342,895.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 650 ARBOR LN, LARGO, FL 33770-2736 |
| Document Number | 0000104519, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026104519 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 25, 2018 |
| Property Address | 650 ARBOR LN, LARGO, FL 33770-2736 |
| Document Number | 0201401217 |
| Book / Page | 20140 / 1217 |
| Map Reference | MB 128 PG 73&74 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 2018235579 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 ARBOR LN, LARGO, FL 33770-2736 |
| Document Number | 2018235580 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 2018235580 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 25, 2017 |
| Property Address | 650 ARBOR LN, LARGO, FL 33770-2736 |
| Document Number | 0197150505 |
| Book / Page | 19715 / 0505 |
| Map Reference | MB128 PG73&74 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 2017229328 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | COASTLINE TITLE OF PINELLAS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12175 119TH ST, 12175, LARGO, FL 33778-2004 |
| Name | Verified Name |
|---|---|
| Address | 650 ARBOR LN, LARGO, FL 33770-2736 |
| Document Number | 2017229329 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 2017229329 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,063.00 (+5.68%) Homeowner's exemption Disabled Person's exemption | $313,865 (+5.99%) | $520,913 (+11.96%) Land $103,768 Building $417,145 |
| 2024 | $4,791.00 (+1.76%) | ||
| 2023 | $4,708.00 (+1.07%) Homeowner's exemption Disabled Person's exemption | $296,135 (+3%) | $465,258 (+26.17%) Land $118,970 Building $346,288 |
| 2022 | $4,658.00 Homeowner's exemption Disabled Person's exemption | $287,510 | $368,769 Land $85,556 Building $283,213 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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