654 5th St, Hermosa Beach, CA 90254 Property Records

Los Angeles County property record for 654 5th St, Hermosa Beach, CA 90254

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 2,980 sqft · built 2006
Lot Size	0.109 acres (4,725 sqft)
Owner	Individual Name on File
Last Sale	$2,425,000 (Mar 2026)
Tax Bill	$18,920 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`4188-031-067`

Property Details

APN / Parcel Number

Primary APN	`4188-031-067`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	2,980 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	4,725 sqft (0.109 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	654 5TH ST
City	HERMOSA BEACH
State	CA
Zip	90254-4725
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HBR3YY
Legal Description	P M 342-1-2 LOT 1 CONDO UNIT 2 (AIRSPACE AND 1/2 INT IN COMMON AREA)
Legal Subdivision	652-654 5TH ST TOWNHOMES
Legal Block	1
Legal Lot Number	1
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH BAY CITIES
Census Block Group	1
Census Block	1009
Census Tract	621104

Owner

654 5th St, a condominium, is owned and occupied by an individual who bought it in March 2026.

Source: Los Angeles County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Mar 27, 2026	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 27, 2026	Grant Deed, Transfer CHICAGO TITLE COMPANY
Sep 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 27, 2021	Intrafamily Transfer, Transfer USA NATIONAL TITLE CO
Sep 27, 2021	Intrafamily Transfer, Transfer USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Aug 7, 2007 · Amount on File
Deed Document Number	2026215184
Prior Transfer Date	Jan 21, 2015
Prior Transfer Doc	0000160802
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725

Mortgage

Document Number	0000679547
Date	Oct 2, 2025
Instrument	25-0679547

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Mar 27, 2026
Property Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725
Document Number	0000215184
Map Reference	MB 342 PG 1&2
Instrument Date	Mar 20, 2026
Instrument	26-0215184
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725

Mortgage

Document Number	0000215185
Date	Mar 27, 2026
Instrument	26-0215185

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	SOFR Average 30-Day
Max Rate	9.37%

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Mar 27, 2026
Property Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725
Document Number	0000215184
Map Reference	MB 342 PG 1&2
Instrument Date	Mar 20, 2026
Instrument	26-0215184
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 23, 2021
Property Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725
Document Number	0001449116
Map Reference	MB 342 PG 1&2
Instrument Date	Sep 15, 2021
Instrument	21-1449116
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725

Mortgage

Document Number	0001449117
Date	Sep 23, 2021
Instrument	21-1449117

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	109 Months
Due	Oct 1, 2030

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 23, 2021
Property Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725
Document Number	0001449116
Map Reference	MB 342 PG 1&2
Instrument Date	Sep 15, 2021
Instrument	21-1449116
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725

Mortgage

Document Number	0001449117
Date	Sep 23, 2021
Instrument	21-1449117

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	109 Months
Due	Oct 1, 2030

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 27, 2021
Property Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725
Document Number	0001468529
Map Reference	MB 342 PG 1&2
Instrument Date	Sep 3, 2021
Instrument	21-1468529
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	USA NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Sep 27, 2021
Property Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725
Document Number	0001468529
Map Reference	MB 342 PG 1&2
Instrument Date	Sep 3, 2021
Instrument	21-1468529
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 5TH ST, HERMOSA BEACH, CA 90254-4725

Mortgage

Document Number	0001174466
Date	Sep 25, 2020
Instrument	20-1174466

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 654 5th St was $18,920.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Hermosa Beach City
Elementary School District	Hermosa Beach City Elementary School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,748,411 (+2%) Land $944,546 Building $803,865
2025	$18,920.00 Homeowner's exemption	$1,714,129 Land $926,026 Building $788,103
2023	$17,915.00 (+1.83%) Homeowner's exemption	$1,647,568 Land $890,068 Building $757,500
2022	$17,593.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 654 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 654 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE CO. - HERM/REDO private · serves 100,072 people · EPA ID CA1910134
Water Source	Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
Last State Inspection	May 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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