Camden County and Waterford Township property record for 654 5th St, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1970 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,238 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-02702-0000-00014 |
| Primary APN | 35-02702-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Old Parcel Number | 3500139000000003 |
|---|---|
| Street Address | 654 5TH ST |
| City | ATCO |
| State | NJ |
| Zip | 08004-1863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 2702 |
| Legal Lot Number | 14 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 608903 |
654 5th St is owned and occupied by an individual.
Source: Camden County and Waterford Township records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 5TH ST, ATCO, NJ 08004-1863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 654 5TH ST, ATCO, NJ 08004-1863 |
| Document Number | 0000024209 |
| Book / Page | 13068 / 1643 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202624209 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 654 5TH ST, ATCO, NJ 08004-1863 |
| Document Number | 0000024209, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 13068/1643 |
| Instrument | 202624209 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 654 5th St was $6,238 with a widower's exemption, up 8% from the year before.
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,800 (-) Land $45,000 Building $91,800 | $136,800 (-) Land $45,000 Building $91,800 | |
| 2025 | $6,238.00 (+7.98%) Widower's exemption | $136,800 Land $45,000 Building $91,800 | $136,800 Land $45,000 Building $91,800 |
| 2024 | $5,777.00 | ||
| 2023 | $136,800 Land $45,000 Building $91,800 | $136,800 Land $45,000 Building $91,800 | |
| 2022 | $5,367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 654 5th St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 69% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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