Camden County and Waterford Township property record for 640 5th St, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,644 sqft · built 1972 |
| Lot Size | 0.475 acres (20,678 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,524 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-02701-0000-00011 |
| Primary APN | 35-02701-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 20,678 sqft (0.475 acres) |
| Lot Dimensions | 188 ft deep x 110 ft wide |
| Old Parcel Number | 3500138000000018 |
|---|---|
| Street Address | 640 5TH ST |
| City | ATCO |
| State | NJ |
| Zip | 08004-1801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 2701 |
| Legal Lot Number | 11 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 608901 |
640 5th St is owned and occupied by two individuals.
Source: Camden County and Waterford Township records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 5TH ST, ATCO, NJ 08004-1801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 640 5th St was $7,524 with a senior citizen's exemption, up 3.5% from the year before.
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,000 (-) Land $45,500 Building $119,500 | $165,000 (-) Land $45,500 Building $119,500 | |
| 2025 | $7,524.00 (+3.51%) Senior Citizen's exemption | $165,000 Land $45,500 Building $119,500 | $165,000 Land $45,500 Building $119,500 |
| 2024 | $7,269.00 | ||
| 2023 | $165,000 Land $45,500 Building $119,500 | $165,000 Land $45,500 Building $119,500 | |
| 2022 | $6,774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 640 5th St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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