Hamilton County property record for 654 3rd St, Cincinnati, OH 45215 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1906 |
| Square Footage | 1,843 sqft Living Area |
| Lot Size | 5,097 sqft (0.117 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $219,900 (2024) |
| Tax Bill | $4,079.00 (2025) |
| Primary APN | 671-0009-0017-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Building Area | 1,843 sqft Living Area |
| Gross Area | 2,867 sqft Gross Area |
| 1st Floor | 1,024 sqft 1st Floor |
| 2nd Floor | 819 sqft 2nd Floor |
| Upper Floors | 819 sqft Upper Floors |
| Basement Area | 1,024 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,097 sqft (0.117 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Porch | Porch |
| Porch Area | 232 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 654 3RD ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-4802 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THIRD ST 50 X 100 SEC THIRD & VORHEES STS |
| Legal Subdivision | OLIVERS 02 ADD/LOCKLAND & RE |
| Legal Lot Number | 239 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | READING |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 23222 |
Source: Hamilton County records · APN 671-0009-0017-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 3RD ST, CINCINNATI, OH 45215-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Feb 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage RIVERHILLS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on Record |
| Deed Sale | Feb 13, 2024 · Amount on Record |
| Prior Sale | Apr 27, 2004 · Amount on Record |
| Deed Doc Number | 20249915 |
| Deed Book / Page | 15102 / 1972 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 26, 2026 |
| Property Address | 654 3RD ST, CINCINNATI, OH 45215-4802 |
| Document Number | 0000051673 |
| Book / Page | 15695 / 707 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202651673 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,480.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 3RD ST, CINCINNATI, OH 45215-4802 |
| Document Number | 0000051674, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202651674 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 13, 2024 |
| Property Address | 654 3RD ST, CINCINNATI, OH 45215-4802 |
| Document Number | 0000009915 |
| Book / Page | 15102 / 1972 |
| Instrument Date | Feb 09, 2024 |
| Instrument | 2024-0009915 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 654 3RD ST, CINCINNATI, OH 45215-4802 |
| Document Number | 0000009916 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024-0009916 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,079.00 (-2.39%) | $76,965 (-) Land $8,281 Building $68,684 | $219,900 (-) Land $23,660 Building $196,240 |
| 2024 | $4,179.00 (+84.34%) | $76,965 (+83.96%) Land $8,281 Building $68,684 | |
| 2023 | $2,267.00 (+30.59%) | $41,839 (+68.08%) Land $8,281 Building $33,558 | $219,900 (+209.2%) Land $23,660 Building $196,240 |
| 2022 | $1,736.00 | $24,893 Land $6,661 Building $18,232 | |
| 2020 | $71,120 Land $19,030 Building $52,090 |
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