628 3rd St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 628 3rd St, Cincinnati, OH 45215

Property Summary

Property TypeMulti-Family Dwellings
Details2 bd · 2 ba · 1,120 sqft · built 1931
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Jul 2022)
Tax Bill$1,710 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Mar 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN671-0009-0072-00

Property Details

APN / Parcel Number

Primary APN671-0009-0072-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
Gross Area2,464 sqft
1st Floor Area1,120 sqft
Basement Area1,344 sqft

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions115 ft deep x 40 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area338 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address628 3RD ST
CityCINCINNATI
StateOH
Zip45215-4802
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal Description628 THIRD ST 40 X 115 PT LOT 242 OLIVERS 2ND SUB
Legal SubdivisionOLIVERS 2ND SUB
Legal Lot Number242
JurisdictionHAMILTON OH
Township / Civil DivisionREADING
Census Block Group2
Census Block2013
Census Tract23222

Owner

Source: Hamilton County records · APN 671-0009-0072-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address628 3RD ST, CINCINNATI, OH 45215-4802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Warranty Deed, Transfer · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Mar 16, 2022Warranty Deed, Transfer
Mar 16, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 11, 2022 · Amount on Record
Deed SaleJul 11, 2022 · Amount on Record
Prior SaleMar 16, 2022 · Amount on Record
Deed Document Number202267317
Deed Book / Page14705 / 741
Prior Transfer DateFeb 11, 2014
Prior Transfer Doc0000000507
Record UpdatedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 11, 2022
Property Address628 3RD ST, CINCINNATI, OH 45215-4802
Document Number0000067317
Book / Page14705 / 741
Map ReferenceMB 1 PG 256&257
Instrument DateJul 01, 2022
Instrument2022-0067317
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 3RD ST, CINCINNATI, OH 45215-4802

Mortgage

Document Number0000067318
DateJul 11, 2022
Instrument2022-0067318
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 16, 2022
Property Address628 3RD ST, CINCINNATI, OH 45215-4802
Document Number0000028015
Book / Page14625 / 1575
Map ReferenceMB 1 PG 256&257
Instrument DateMar 14, 2022
Instrument2022-0028015
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

AmountAmount Recorded
Tax$180.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2570 MADISON RD APT 22, 22, CINCINNATI, OH 45208-1150
InvestorPossibly a Property Investor

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 16, 2022
Property Address628 3RD ST, CINCINNATI, OH 45215-4802
Document Number0000028016
Book / Page14625 / 1577
Map ReferenceMB 1 PG 256&257
Instrument DateMar 14, 2022
Instrument2022-0028016
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7622 KENNESAW DR, WEST CHESTER, OH 45069-1237

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityReading City
Unified School DistrictReading Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,710.00$31,500 (-) Land $7,133 Building $24,367$90,000 (-) Land $20,380 Building $69,620
2024$1,710.00 (+0.18%)$31,500 (-) Land $7,133 Building $24,367
2023$1,707.00 (-9.49%)$31,500 (+16.5%) Land $7,133 Building $24,367$90,000 (+16.5%) Land $20,380 Building $69,620
2022$1,886.00$27,038 Land $5,737 Building $21,301
2020$77,250 Land $16,390 Building $60,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 357 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING CITY PWS
serves 9,506 people
Water SourcePurchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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