654 2nd Ave, Excelsior, MN 55331 Property Records

Hennepin County property record for 654 2nd Ave, Excelsior, MN 55331 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.25 Baths
Year BuiltBuilt 1990
Square Footage1,975 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2024)
Tax Bill$5,604.00 (2025)

Property Details

APN / Parcel Number

Primary APN35-117-23-23-0021

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Partial Baths2 Partial Baths
Total Rooms8 Rooms
Building Area1,975 sqft Living Area
Gross Area2,735 sqft Gross Area
1st Floor1,689 sqft 1st Floor
2nd Floor804 sqft 2nd Floor
Basement Area760 sqft Basement
Family RoomFamily Room
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1990
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,019 sqft (0.23 acres)
Depth X Width175 ft x 60 ft Depth x Width
Garage TypeAttached Garage
Garage Area528 sqft Garage

Exterior Amenities

Deck Area218 sqft Deck
Patio Area213 sqft Patio
ViewLake View
TopographyWooded Topography

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address654 2ND AVE
CityEXCELSIOR
StateMN
Zip55331-3221
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 076 B AUDITORS SUBD. NO. 120 THAT PART OF LOT 76 LYING E OF LINE RUNNING ACROSS SAID LOT PAR WITH THE SWLY LINE THEREOF AND THRU A PT IN THE NLY LINE THEREOF DIS 60 FT WLY T N 60X175X60X195
Legal Range23
Legal Township117
Legal Section35
Legal Quarter23
Legal SubdivisionAUDITORS SUBD. NO. 120
Legal Block4
Legal Lot Number76
JurisdictionHENNEPIN MN
Minor Civil DivisionEXCELSIOR
Census Blockgroup4
Census Block4010
Census Tract27501

Owner

Source: Hennepin County records · APN 35-117-23-23-0021

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address654 2ND AVE, EXCELSIOR, MN 55331-3221
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · Line of Credit
WINGS FINANCIAL CU
Mar 04, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2024 · Amount on Record
Deed SaleMar 04, 2024 · Amount on Record
Deed Doc Number202411267730
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address654 2ND AVE, EXCELSIOR, MN 55331-3221
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 2ND AVE, EXCELSIOR, MN 55331-3221

Mortgage

Document Number0A11414770
DateOct 30, 2025
InstrumentA11414770
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 29, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateMar 04, 2024
Property Address654 2ND AVE, EXCELSIOR, MN 55331-3221
Document Number0A11267730
Instrument DateFeb 28, 2024
InstrumentA11267730
Transaction TypeTransfer
Record UpdatedMar 14, 2024
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,485.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 2ND AVE, EXCELSIOR, MN 55331-3221

Mortgage

Document Number0A11267731
DateMar 04, 2024
InstrumentA11267731
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

Mortgage

Document Number0A11267732
DateMar 04, 2024
InstrumentA11267732
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
AmountAmount Recorded
Term120 Months
DueMar 01, 2034

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityExcelsior City
Unified School DistrictMinnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,604.00 (-10.25%)$461,200 (-11.15%) Land $185,300 Building $275,900$461,200 (-11.15%) Land $185,300 Building $275,900
2024$6,244.00 (+13.75%)$519,100 (+12.36%) Land $193,800 Building $325,300$519,100 (+12.36%) Land $193,800 Building $325,300
2023$5,489.00 Homeowner's exemption
2022$462,000 Land $148,000 Building $314,000$462,000 Land $148,000 Building $314,000

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