647 2nd Ave, Excelsior, MN 55331 Property Records

Hennepin County property record for 647 2nd Ave, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,632 sqft · built 1979
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Tax Bill	$5,090 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`35-117-23-23-0065`

Property Details

APN / Parcel Number

Primary APN	`35-117-23-23-0065`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	816 sqft
2nd Floor Area	816 sqft
Basement Area	520 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	968 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	647 2ND AVE
City	EXCELSIOR
State	MN
Zip	55331-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 035 A GALPINS ADDN THAT PART OF LOT 35 GALPINS ADDN LYING SWLY OF NELY 275 FT THOF AND THAT PART OF LOT 182 AUD SUBD NO 120 LYING SWLY OF NWLY EXTENSION OF SWLY T IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	35
Legal Quarter	23
Legal Subdivision	GALPINS ADDN
Legal Block	4
Legal Lot Number	35
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	4
Census Block	4005
Census Tract	27501

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	647 2ND AVE, EXCELSIOR, MN 55331-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 10, 2018	Deed of Trust, Mortgage · Conventional with PMI TCF NAT'L BK
Jan 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 2, 2013
Deed Sale	Apr 2, 2013
Deed Document Number	20139931922
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	647 2ND AVE, EXCELSIOR, MN 55331-3220
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11041926
Date	Nov 9, 2021
Instrument	A11041926

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	647 2ND AVE, EXCELSIOR, MN 55331-3220
Document Number	0010602021
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 2ND AVE EXCELSIOR MN 553313220, EXCELSIOR, MN 55331-3220

Mortgage

Document Number	0010602021
Date	Oct 15, 2018
Instrument	10602021

Lender

Name	TCF NAT'L BK
Type	Bank
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 27, 2017
Property Address	647 2ND AVE, EXCELSIOR, MN 55331-3220
Document Number	0010407586
Instrument Date	Jan 19, 2017
Instrument	10407586
Transaction Type	Transfer
Record Updated	Feb 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 2ND AVE EXCELSIOR MN 553313220, EXCELSIOR, MN 55331-3220

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,090.00 (+15.37%)	$422,000 (+12.83%) Land $179,000 Building $243,000	$422,000 (+12.83%) Land $179,000 Building $243,000
2023	$4,412.00 Homeowner's exemption
2022		$374,000 Land $136,000 Building $238,000	$374,000 Land $136,000 Building $238,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1993–2014)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jun 2014 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Metronet Holdings.

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