6539 W Howe Rd, De Witt, MI 48820 Property Records

Clinton County property record for 6539 W Howe Rd, De Witt, MI 48820 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,258 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Jun 2023)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-010-200-005-03`

Property Details

APN / Parcel Number

Primary APN	`150-010-200-005-03`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,258 sqft Living Area
1st Floor Area	1,895 sqft
Basement Area	1,895 sqft
Unfinished Basement	1,895 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	778 sqft
Deck Area	32 sqft
Balcony Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6539 W HOWE RD
City	DEWITT
State	MI
Zip	48820-7805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL IN THE NW 1/4 OF SECT 10, T5N, R3W, WATERTOWN TOWNSHIP, THE SURVEYED BOUNDARY DESCRIBED AS: COMM AT THE NORTH 1/4
Legal Range	03W
Legal Township	05N
Legal Section	10
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2009
Census Tract	10300

Owner

Source: Clinton County records · APN 150-010-200-005-03

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6539 W HOWE RD, DEWITT, MI 48820-7805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 27, 2020	Deed of Trust, Mortgage · Line of Credit THE DART BANK
Oct 30, 2019	Intrafamily Transfer, Transfer
Jul 08, 2019	Warranty Deed, Transfer · ARM THE DART BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Jul 08, 2019 · Amount on Record
Deed Document Number	20235336168
Prior Transfer Date	Oct 28, 2019
Prior Transfer Doc	5285390
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jun 16, 2023
Property Address	6539 W HOWE RD, DEWITT, MI 48820-7805
Document Number	0005336168
Instrument Date	Jun 09, 2023
Instrument	5336168
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6539 W HOWE RD, DEWITT, MI 48820-7805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7696 BARSFIELD LN, GRAND LEDGE, MI 48837-8197

Mortgage

Document Number	0005336169
Date	Jun 16, 2023
Instrument	5336169

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	6539 W HOWE RD, DEWITT, MI 48820-7805
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5297157
Date	Aug 27, 2020
Instrument	5297157

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Oct 30, 2019
Property Address	6539 W HOWE RD, DEWITT, MI 48820-7805
Document Number	5285390
Instrument Date	Oct 28, 2019
Instrument	5285390
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 WELLMAN RD, DEWITT, MI 48820-8197

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jul 08, 2019
Property Address	6539 W HOWE RD, DEWITT, MI 48820-7805
Document Number	5280968
Instrument Date	Jun 25, 2019
Instrument	5280968
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6215 W HOWE RD, 6215, DEWITT, MI 48820-9203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 WELLMAN RD, DEWITT, MI 48820-8197

Mortgage

Document Number	5280969
Date	Jul 08, 2019
Instrument	5280969

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2024
Change Frequency	Annually
Min Rate At Change	5.99%
Max Rate At Change	5.99%
Index	1-Year CMT
Margin	4
Max Rate	10.9%

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,000 (+10.89%) Land $29,550 Building $325,450	$710,000 (+10.89%) Land $59,100 Building $650,900
2025	$3,685.00 (-60.71%) Homeowner's exemption	$320,150 (+14.96%) Land $27,550 Building $292,600	$640,300 (+14.96%) Land $55,100 Building $585,200
2024	$9,378.00 (+28.73%)
2023	$7,285.00 Homeowner's exemption	$278,500 (+11.18%)	$557,000 (+11.18%)
2022	$7,285.00 Homeowner's exemption	$250,500 Land $19,650 Building $230,850	$501,000 Land $39,300 Building $461,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (26037C), updated May 3, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260370103002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018, river or lake flooding

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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