6521 W Howe Rd, De Witt, MI 48820 Property Records

Clinton County property record for 6521 W Howe Rd, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,888 sqft · built 1900
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2022)
Tax Bill	$1,107 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`150-010-200-005-01`

Property Details

APN / Parcel Number

Primary APN	`150-010-200-005-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Width	1 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	356 sqft
Deck Area	624 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6521 W HOWE RD
City	DEWITT
State	MI
Zip	48820-7805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AP
Legal Description	A PARCEL OF LAND IN THE NW ? OF SECTION 10, T5N, R3W, WATERTOWN TOWNSHIP, CLINTON COUNTY, MICHIGAN, DESCRIBED AS COMMENCING
Legal Range	03W
Legal Township	05N
Legal Section	10
Jurisdiction	CLINTON MI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2009
Census Tract	10300

Owner

Source: Clinton County records · APN 150-010-200-005-01

Assessment roll updated June 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6521 W HOWE RD, DEWITT, MI 48820-7805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB
Jan 20, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 29, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMBER EDMONSON
Sep 05, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Jul 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Sep 05, 2018 · Amount on Record
Deed Document Number	20225330725
Prior Transfer Date	Oct 20, 2016
Prior Transfer Doc	5246845
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 14, 2022
Property Address	6521 W HOWE RD, DEWITT, MI 48820-7805
Document Number	0005330725
Instrument Date	Nov 04, 2022
Instrument	5330725
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6521 W HOWE RD, 6521, DEWITT, MI 48820-7805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 TENNY ST, LANSING, MI 48910-2936

Mortgage

Document Number	0005330726
Date	Nov 14, 2022
Instrument	5330726

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	6521 W HOWE RD, DEWITT, MI 48820-7805
Transaction Type	Mortgage
Record Updated	Feb 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6521 W HOWE RD, DEWITT, MI 48820-7805

Mortgage

Document Number	0005320863
Date	Jan 20, 2022
Instrument	5320863

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	6521 W HOWE RD, DEWITT, MI 48820-7805
Transaction Type	Mortgage
Record Updated	Nov 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5300044
Date	Oct 29, 2020
Instrument	5300044

Lender

Name	AMBER EDMONSON
Type	Private Party
Address	950 TRADE CENTRE WAY STE 400, PORTAGE, MI 49002

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Sep 05, 2018
Property Address	6521 W HOWE RD, DEWITT, MI 48820-7805
Document Number	5270944
Instrument Date	Aug 17, 2018
Instrument	5270944
Transaction Type	Transfer
Record Updated	Jun 06, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6215 W HOWE RD, 6215, DEWITT, MI 48820-9203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	201 N OTTAWA ST, SAINT JOHNS, MI 48879-1433

Mortgage

Document Number	5270945
Date	Sep 05, 2018
Instrument	5270945

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jul 11, 2018
Property Address	6521 W HOWE RD, DEWITT, MI 48820-7805
Document Number	5268880
Instrument Date	Jul 11, 2018
Instrument	5268880
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6215 W HOWE RD, 6215, DEWITT, MI 48820-9203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5755 SOMERSET DR, BATH, MI 48808-7410

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Watertown Charter Township
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,750 (+9.08%) Land $29,550 Building $97,200	$253,500 (+9.08%) Land $59,100 Building $194,400
2025	$1,107.00 (-60.69%) Homeowner's exemption	$116,200 (+35.04%) Land $27,550 Building $88,650	$232,400 (+35.04%) Land $55,100 Building $177,300
2024	$2,816.00 (+24.44%)
2023	$2,263.00	$86,050	$172,100
2022	$2,263.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2004–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Feb 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 16 locations within half a mile of this property.

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