Erie County and Evans Town property record for 6539 Schuyler Dr, Derby, NY 14047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,331 sqft · built 1950 |
| Lot Size | 0.278 acres (12,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,000 (Aug 2014) |
| Tax Bill | $5,061 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 144489 192.16-2-27 |
| Primary APN | 144489 192.16-2-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,331 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Upper Floors Area | 427 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,075 sqft (0.278 acres) |
| Lot Dimensions | 115 ft deep x 105 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 480 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 001 0680000 |
|---|---|
| Street Address | 6539 SCHUYLER DR |
| City | DERBY |
| State | NY |
| Zip | 14047-9646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOL 1542 145TO147 1O5 X 115 |
| Legal Subdivision | HIGHLAND ON THE LAKE |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | EVANS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 15401 |
Source: Erie County and Evans Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6539 SCHUYLER DR, DERBY, NY 14047-9646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA |
| Jul 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2014 · Amount on Record |
| Deed Sale | Aug 15, 2014 · Amount on Record |
| Deed Document Number | 2014163433 |
| Deed Book / Page | 11267 / 9712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 6539 SCHUYLER DR, DERBY, NY 14047-9646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6539 SCHUYLER DR, DERBY, NY 14047-9646 |
| Document Number | 0141152096 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | 14115/2096 |
| Instrument | 2024001843 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 248 Months |
| Due | Sep 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 6539 SCHUYLER DR, DERBY, NY 14047-9646 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6539 SCHUYLER DR, DERBY, NY 14047-9646 |
| Document Number | 0140977585 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 14097/7585 |
| Instrument | 2023124950 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Term | 14 Months |
| Due | Sep 1, 2024 |
Source: Erie County and Evans Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Evans Town |
| Unified School District | Evans-Brant Central School District (Lake Shore) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,061.00 (+73.08%) | ||
| 2025 | $2,924.00 (-39.57%) | $100,000 (-) Land $15,800 Building $84,200 | $204,100 (+10.21%) Land $32,248 Building $171,852 |
| 2024 | $4,839.00 | $100,000 (-) Land $15,800 Building $84,200 | $185,200 (+7.42%) Land $29,262 Building $155,938 |
| 2023 | $100,000 Land $15,800 Building $84,200 | $172,400 Land $27,239 Building $145,161 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 8 (1996–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVANS WATER DISTRICT serves 160 people · EPA ID NY1400447 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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