6539 Bahaia Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 6539 Bahaia Rd, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,934 sqft · built 1983
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on File
Last Sale$212,500 (Dec 2015)
Tax Bill$3,493 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN37-05-26-014668-008-00

Property Details

APN / Parcel Number

Primary APN37-05-26-014668-008-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,934 sqft Living Area
Gross Area2,314 sqft
1st Floor Area1,934 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1995
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area45,302 sqft (1.04 acres)
Lot Dimensions245 ft deep x 185 ft wide
Garage TypeAttached
Garage Area380 sqft

Exterior Amenities

Pool Area450 sqft
PorchFinished/Open Porch
Porch Area78 sqft
Patio Area400 sqft
Canopy864 sqft
Storage Building200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6539 BAHAIA RD
CityFLEMING ISLAND
StateFL
Zip32003-4533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT 8 FLEMING OAKS UNIT 5 AS REC OR 3811 PG 1546
Legal Range26E
Legal Township05S
Legal Section37
Legal SubdivisionFLEMING OAKS UNIT 5
Legal Lot Number8
Legal Unit5
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3023
Census Tract30701

Owner

6539 Bahaia Rd is owned and occupied by two individuals who bought it in December 2015.

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6539 BAHAIA RD, FLEMING ISLAND, FL 32003-4533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2015 · Amount on File
Deed SaleDec 8, 2015 · Amount on File
Prior SaleJun 8, 2015 · Amount on File
Deed Document Number201562461
Deed Book / Page3811 / 1546
Prior Transfer DateOct 30, 2013
Prior Transfer Doc0035901158
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address6539 BAHAIA RD, FLEMING ISLAND, FL 32003-4533
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043751639
DateNov 12, 2020
Book Page4375/1639
Instrument2020059267
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6539 Bahaia Rd was $3,493 with a homeowner's exemption, up 4.8% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,493.00 (+4.8%) Homeowner's exemption$269,195$404,427 Land $70,000 Building $334,427
2024$3,333.00 (-6.93%)
2023$3,581.00 (+6.51%) Homeowner's exemption$253,990 (+3%)$395,337 (+14.12%) Land $70,000 Building $325,337
2022$3,362.00 Homeowner's exemption$246,593$346,408 Land $70,000 Building $276,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6539 Bahaia Rd in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims47 (1992–2022)
Claims Outside the SFHA24 of 47
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 25 claims
  • Tropical Storm Debby, Jul 2012 · 2 claims
  • Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6539 Bahaia Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: IQ Fiber.

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