6524 Bahaia Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 6524 Bahaia Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,864 sqft · built 1984
Lot Size	1.01 acres (44,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$71,800 (Jul 1984)
Tax Bill	$2,483 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-05-26-014668-010-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-26-014668-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,864 sqft Heated Area
Gross Area	3,967 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,344 sqft (1.01 acres)
Lot Dimensions	355 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	352 sqft
Carport	Carport
Carport Area	432 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Porch
Porch Area	751 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6524 BAHAIA RD
City	FLEMING ISLAND
State	FL
Zip	32003-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 10 FLEMING OAKS UNIT 5 ASREC O R 806 PG 713
Legal Range	26
Legal Township	05
Legal Section	37
Legal Subdivision	FLEMING OAKS
Legal Lot Number	10
Legal Unit	5
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3023
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	6524 BAHAIA RD, FLEMING ISLAND, FL 32003-4533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1984 · Amount on Record
Deed Sale	Jul 1, 1984 · Amount on Record
Deed Document Number	0000806713
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6524 BAHAIA RD, FLEMING ISLAND, FL 32003-4533
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6524 BAHAIA RD, FLEMING ISLAND, FL 32003-4533

Mortgage

Document Number	0045070751
Date	Sep 10, 2021
Book Page	4507/751
Instrument	2021056985

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	6524 BAHAIA RD, FLEMING ISLAND, FL 32003-4533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6524 BAHAIA RD, FLEMING ISLAND, FL 32003-4533

Mortgage

Document Number	0043911725
Date	Dec 18, 2020
Book Page	4391/1725
Instrument	2020066931

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,483.00 (-5.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$207,974 (+5.99%)	$430,935 (+2.74%) Land $70,000 Building $360,935
2023	$2,628.00 (+8.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$196,227 (+3%)	$419,447 (+12.37%) Land $70,000 Building $349,447
2022	$2,432.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$190,512	$373,285 Land $70,000 Building $303,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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