Frederick County property record for 6538 Ellington Way, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,384 sqft · built 1995 |
| Lot Size | 0.037 acres (1,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,000 (Apr 2012) |
| Tax Bill | $3,423 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Jan 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-575785 |
| Primary APN | 28-575785 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 1 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,600 sqft (0.037 acres) |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 575785 |
|---|---|
| Street Address | 6538 ELLINGTON WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7076 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 2019 SEC 6 PLAT 1 - 1600 SQFT BALLENGER CROSSING |
| Legal Subdivision | BALLENGER XING SEC 04 01 |
| Legal Lot Number | 2019 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 751001 |
6538 Ellington Way, a townhouse, is owned and occupied by an individual who bought it in April 2012.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6538 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jan 17, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2012 · Amount on File |
| Deed Sale | Apr 20, 2012 · Amount on File |
| Prior Sale | Mar 9, 2007 · Amount on File |
| Deed Book / Page | 8847 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6538 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0167670005 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 16767/5 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Dec 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6538 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0128040146 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 12804/0146 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6538 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | NORTH AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 6538 ELLINGTON WAY, FREDERICK, MD 21703-7076 |
| Document Number | 0143790297 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 14379/297 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 6538 Ellington Way was $3,423 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,567 | $343,700 Land $120,000 Building $223,700 | |
| 2025 | $3,423.00 | ||
| 2023 | $2,977.00 Homeowner's exemption | $253,567 | $292,500 Land $85,000 Building $207,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6538 Ellington Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6538 Ellington Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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