Frederick County property record for 6528 Ellington Way, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,252 sqft · built 1995 |
| Lot Size | 0.057 acres (2,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Feb 2021) |
| Tax Bill | $3,839 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-575734 |
| Primary APN | 28-575734 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,252 sqft Living Area |
| 1st Floor Area | 652 sqft |
| Basement Area | 1 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,480 sqft (0.057 acres) |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 575734 |
|---|---|
| Street Address | 6528 ELLINGTON WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7075 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 2014 SEC 6 PLAT 1 - 2480 SQFT BALLENGER CROSSING |
| Legal Subdivision | BALLENGER CROSSING |
| Legal Lot Number | 2014 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 751001 |
6528 Ellington Way, a townhouse, is owned and occupied by an individual who bought it in February 2021.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6528 ELLINGTON WAY, FREDERICK, MD 21703-7075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Feb 11, 2021 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on File |
| Deed Sale | Feb 11, 2021 · Amount on File |
| Prior Sale | Jun 16, 2010 · Amount on File |
| Deed Book / Page | 14539 / 97 |
| Transfer Doc | 0000000954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6528 ELLINGTON WAY, FREDERICK, MD 21703-7075 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0132010489 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 13201/0489 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 11, 2021 |
| Property Address | 6528 ELLINGTON WAY, FREDERICK, MD 21703-7075 |
| Document Number | 0145390097 |
| Book / Page | 14539 / 97 |
| Map Reference | MB 53 PL 33 |
| Instrument Date | Jan 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6528 ELLINGTON WAY, FREDERICK, MD 21703-7075 |
| Document Number | 14539103 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 14539/103 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 6528 Ellington Way was $3,839.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,167 | $349,500 Land $120,000 Building $229,500 | |
| 2025 | $3,839.00 | ||
| 2023 | $3,011.00 | $249,467 | $307,000 Land $85,000 Building $222,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6528 Ellington Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6528 Ellington Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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