6534 Vispera Pl, Carlsbad, CA 92009 Property Records

San Diego County property record for 6534 Vispera Pl, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,408 sqft · built 1979
Lot Size	0.282 acres (12,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$941,000 (Apr 2019)
Tax Bill	$12,749 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-280-49-00`

Property Details

APN / Parcel Number

Primary APN	`215-280-49-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,408 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	12,282 sqft (0.282 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6534 VISPERA PL
City	CARLSBAD
State	CA
Zip	92009-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 139 TR 006800
Legal Subdivision	LA COSTA MEADOWS
Legal Tract	006800
Legal Block	3
Legal Lot Number	139
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3009
Census Tract	20030

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6534 VISPERA PL, CARLSBAD, CA 92009-5339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 26, 2019	Grant Deed, Transfer · ARM MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Sep 26, 1997 · Amount on Record
Deed Document Number	2019154980
Prior Transfer Date	May 26, 2009
Prior Transfer Doc	0000494014
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6534 VISPERA PL, CARLSBAD, CA 92009-5339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199161
Date	Apr 20, 2020
Instrument	2020-0199161

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2019
Property Address	6534 VISPERA PL, CARLSBAD, CA 92009-5339
Document Number	0000154980
Map Reference	MAP 6800
Instrument Date	Apr 4, 2019
Instrument	2019-0154980
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6534 VISPERA PL, CARLSBAD, CA 92009-5339

Mortgage

Document Number	0000154981
Date	Apr 26, 2019
Instrument	2019-0154981

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Margin	2
Max Rate	8.25%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,107,067 (+2%) Land $750,965 Building $356,102
2025	$12,749.00 (+8.53%)	$1,085,361 (+4.04%) Land $736,241 Building $349,120
2023	$11,747.00 (+2.01%)	$1,043,216 Land $707,652 Building $335,564
2022	$11,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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