6525 Vispera Pl, Carlsbad, CA 92009 Property Records

San Diego County property record for 6525 Vispera Pl, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,827 sqft · built 1984
Lot Size	0.206 acres (8,954 sqft)
Owner	2 Individual Names on File
Last Sale	$1,165,000 (Jun 2019)
Tax Bill	$15,052 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`215-280-56-00`

Property Details

APN / Parcel Number

Primary APN	`215-280-56-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,827 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	8,954 sqft (0.206 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	6525 VISPERA PL
City	CARLSBAD
State	CA
Zip	92009-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 132 TR 006800
Legal Subdivision	LA COSTA MEADOWS
Legal Tract	006800
Legal Block	3
Legal Lot Number	132
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3009
Census Tract	20030

Owner

6525 Vispera Pl is owned and occupied by two individuals who bought it in June 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6525 VISPERA PL, CARLSBAD, CA 92009-5339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 19, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 3, 2019	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Sep 25, 2017	Quit Claim Deed, Transfer BANK OF AMERICA
Sep 25, 2017	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Apr 6, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Sep 25, 2017 · Amount on File
Deed Document Number	2019212732
Prior Transfer Date	Sep 18, 2017
Prior Transfer Doc	0000439227
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6525 VISPERA PL, CARLSBAD, CA 92009-5339
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 VISPERA PL, CARLSBAD, CA 92009-5339

Mortgage

Document Number	0000770819
Date	Nov 5, 2021
Instrument	2021-0770819

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6525 VISPERA PL, CARLSBAD, CA 92009-5339
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 VISPERA PL, CARLSBAD, CA 92009-5339

Mortgage

Document Number	0000512760
Date	Jul 19, 2021
Instrument	2021-0512760

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6525 VISPERA PL, CARLSBAD, CA 92009-5339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441807
Date	Aug 10, 2020
Instrument	2020-0441807

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2019
Property Address	6525 VISPERA PL, CARLSBAD, CA 92009-5339
Document Number	0000212732
Map Reference	MAP 6800
Instrument Date	May 7, 2019
Instrument	2019-0212732
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6525 VISPERA PL, CARLSBAD, CA 92009-5339

Mortgage

Document Number	0000212733
Date	Jun 3, 2019
Instrument	2019-0212733

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2017
Property Address	6525 VISPERA PL, CARLSBAD, CA 92009-5339
Document Number	0000439227
Instrument Date	Sep 18, 2017
Instrument	439227
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6525 VISPERA PL CARLSBAD CA 920095339, CARLSBAD, CA 92009-5339

Mortgage

Document Number	439228
Date	Sep 25, 2017
Instrument	439228

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2017
Property Address	6525 VISPERA PL, CARLSBAD, CA 92009-5339
Document Number	0000439226
Instrument Date	Sep 7, 2017
Instrument	439226
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Tax	$982.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1429 PEARTREE CT ENCINITAS CA 920244128, ENCINITAS, CA 92024-4128

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2017
Property Address	6525 VISPERA PL, CARLSBAD, CA 92009-5339
Document Number	0000156059
Instrument Date	Mar 24, 2017
Instrument	156059
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$756.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 600 SOLANA BEACH CA 920750600, SOLANA BEACH, CA 92075-0600

Tax Assessment & Valuation

The 2025 property tax bill for 6525 Vispera Pl was $15,052 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,325,566 (+2%) Land $773,721 Building $551,845
2025	$15,052.00 Homeowner's exemption	$1,299,575 Land $758,550 Building $541,025
2023	$13,880.00 (+1.98%) Homeowner's exemption	$1,249,113 Land $729,096 Building $520,017
2022	$13,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6525 Vispera Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6525 Vispera Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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