Frederick County property record for 6534 Mercantile Dr W, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,599 sqft · built 2003 |
| Lot Size | 0.038 acres (1,660 sqft) |
| Owner | Individual Name on File |
| Last Sale | $298,600 (Apr 2007) |
| Tax Bill | $3,743 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-457415 |
| Primary APN | 23-457415 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,599 sqft Living Area |
| 1st Floor Area | 679 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,660 sqft (0.038 acres) |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 457415 |
|---|---|
| Street Address | 6534 MERCANTILE DR W |
| City | FREDERICK |
| State | MD |
| Zip | 21703-1836 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 286 SECTION 5 1,660 SQ. FT. HANNOVER |
| Legal Subdivision | HANNOVER |
| Legal Lot Number | 286 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 751004 |
6534 Mercantile Dr W, a townhouse, is owned and occupied by an individual who bought it in April 2007.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6534 MERCANTILE DR W, FREDERICK, MD 21703-1836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2007 · Amount on File |
| Deed Sale | Apr 27, 2007 · Amount on File |
| Prior Sale | Dec 31, 2003 · Amount on File |
| Deed Document Number | 200772307 |
| Deed Book / Page | 6559 / 28 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6534 MERCANTILE DR W, FREDERICK, MD 21703-1836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6534 MERCANTILE DR W, FREDERICK, MD 21703-1836 |
| Document Number | 0163060178 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 16306/178 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 6534 Mercantile Dr W was $3,743.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,100 Land $112,000 Building $218,100 | $330,100 Land $112,000 Building $218,100 | |
| 2025 | $3,743.00 | ||
| 2023 | $2,867.00 | $237,200 Land $79,000 Building $158,200 | $237,200 Land $79,000 Building $158,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6534 Mercantile Dr W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6534 Mercantile Dr W is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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