Frederick County property record for 6531 Mercantile Dr W, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,983 sqft · built 2003 |
| Lot Size | 0.062 acres (2,721 sqft) |
| Owner | Individual Name on File |
| Last Sale | $284,900 (Nov 2004) |
| Tax Bill | $3,204 (2023) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-457318 |
| Primary APN | 23-457318 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 1,983 sqft Total Area |
| 1st Floor Area | 775 sqft |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,721 sqft (0.062 acres) |
| Garage Type | Built-in |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 457318 |
|---|---|
| Street Address | 6531 MERCANTILE DR W |
| City | FREDERICK |
| State | MD |
| Zip | 21703-1831 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 276 SECTION 5 2,721 SQ. FT. HANNOVER |
| Legal Subdivision | HANNOVER |
| Legal Lot Number | 276 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 751004 |
Source: Frederick County assessment roll, as of July 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6531 MERCANTILE DR W, FREDERICK, MD 21703-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2004 · Amount on Record |
| Deed Sale | Nov 16, 2004 · Amount on Record |
| Prior Sale | May 23, 2003 · Amount on Record |
| Deed Document Number | 049309 |
| Deed Book / Page | 4967 / 116 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6531 MERCANTILE DR W, FREDERICK, MD 21703-1831 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0165180462 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 16518/462 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,204.00 Homeowner's exemption | $265,900 Land $82,000 Building $183,900 | $265,900 Land $82,000 Building $183,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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