6531 Eldora Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 6531 Eldora Rd, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1947
Square Footage	2,724 sqft Living Area
Lot Size	947,430 sqft (21.7 acres)
Occupancy	Owner Occupied
Last Sale	$450,000 (2024)
Tax Bill	$3,892.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8814-24-301-002`
Alternative APN	`8814-24-301-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Total Rooms	7 Rooms
Building Area	2,724 sqft Living Area
1st Floor	1,163 sqft 1st Floor
Basement Area	1,563 sqft Basement
Finished Basement	350 sqft Finished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	947,430 sqft (21.7 acres)

Exterior Amenities

Shed	1 Shed
Deck Area	240 sqft Deck
Patio Area	408 sqft Patio
Porch	1 Porch
Porch Area	168 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Old Parcel Number	8814-24-301-002
Street Address	6531 ELDORA RD
City	WATERLOO
State	IA
Zip	50701-9075
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SW 1/4 SEC 24 T 88 R 14 PAR C PLAT OF SURVEY #2018-15400 DESC AS FOL COM AT NW COR OF SW 1/4 TH N 89 DEG 02 MIN 00 SEC E
Legal Range	14W
Legal Township	88N
Legal Section	24
Jurisdiction	BLACK HAWK IA
Minor Civil Division	BLACK HAWK
Census Blockgroup	1
Census Block	1067
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8814-24-301-002

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6531 ELDORA RD, WATERLOO, IA 50701-9075
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2024 · Amount on Record
Deed Sale	Dec 06, 2024 · Amount on Record
Deed Doc Number	202424454
Record Refreshed	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	6531 ELDORA RD, WATERLOO, IA 50701-9075
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202424455
Date	Dec 06, 2024
Instrument	2024-24455

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jan 01, 2030
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,892.00 Homeowner's exemption	$493,870 (+44.45%) Land $87,490 Building $406,380	$493,870 (+44.45%) Land $87,490 Building $406,380
2024	$3,892.00 (-2.01%)
2023		$341,890 (+37.2%) Land $41,670 Building $300,220	$341,890 (+37.2%) Land $41,670 Building $300,220
2022	$3,972.00 Homeowner's exemption Additional exemption filed	$249,190 Land $33,520 Building $215,670
2021			$249,190 Land $33,520 Building $215,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.