6241 Eldora Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 6241 Eldora Rd, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2020
Square Footage	4,602 sqft Living Area
Lot Size	130,680 sqft (3 acres)
Occupancy	Owner Occupied
Tax Bill	$9,760.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8814-24-151-003`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	2 Partial Baths
Total Rooms	7 Rooms
Building Area	4,602 sqft Living Area
1st Floor	1,902 sqft 1st Floor
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Patio Area	380 sqft Patio
Porch Area	1,665 sqft Porch
Poultry House	280 sqft Poultry House
Utility Building	4,500 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Geo-Thermal Heating Fuel

Location & Zoning

Street Address	6241 ELDORA RD
City	WATERLOO
State	IA
Zip	50701-9221
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	S 1/2 OF NW 1/4 SEC 24 T 88 R 14 COM AT NW COR OF S 1/2 OF NW 1/4 TH ALONG N LINE OF S 1/2 OF NW 1/4 N 89 DEG 54 3/4 MIN E
Jurisdiction	BLACK HAWK IA
Minor Civil Division	BLACK HAWK
Census Blockgroup	1
Census Block	1065
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8814-24-151-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6241 ELDORA RD, WATERLOO, IA 50701-9221
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	6241 ELDORA RD, WATERLOO, IA 50701-9221
Transaction Type	Mortgage
Record Updated	Mar 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200010442
Date	Nov 16, 2021
Instrument	202200010442

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.68%
Type Change Date	Dec 01, 2026
Min Rate At Change	2%
Max Rate At Change	9.68%
Index	1-Year CMT
Max Rate	9.68%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,760.00	$646,870 (+11.81%) Land $4,450 Building $642,420	$646,870 (+11.81%) Land $4,450 Building $642,420
2024	$9,760.00 (+19.78%)
2023		$578,540 (+34.89%) Land $3,500 Building $575,040	$578,540 (+34.89%) Land $3,500 Building $575,040
2022	$8,148.00	$428,910 Land $2,820 Building $426,090
2021			$428,910 Land $2,820 Building $426,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.