Worcester County and Leominster City property record for 653 Willard St, Leominster, MA 01453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,144 sqft · built 1986 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $363,000 (Jun 2020) |
| Tax Bill | $7,446 (2026) |
| Deeds & Mortgages | Dec 2019 Refinance Jun 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEOM M:0400 B:0049 L:0000 |
| Primary APN | LEOM M:0400 B:0049 L:0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 4,160 sqft |
| Basement Area | 824 sqft |
| Unfinished Basement | 824 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7778 |
|---|---|
| Street Address | 653 WILLARD ST |
| City | LEOMINSTER |
| State | MA |
| Zip | 01453-5942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | ROLLING OAKS 25 CONDO |
| Legal Block | 49 |
| Jurisdiction | LEOMINSTER MA |
| Township / Civil Division | LEOMINSTER |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 709201 |
Source: Worcester County and Leominster City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 653 WILLARD ST, LEOMINSTER, MA 01453-5942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Jun 15, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 24, 2019 | Deed of Trust, Mortgage · VA Mortgage SHAMROCK HM LNS |
| May 15, 2017 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on Record |
| Deed Sale | Jun 15, 2020 · Amount on Record |
| Prior Sale | May 15, 2017 · Amount on Record |
| Deed Book / Page | 9639 / 162 |
| Prior Transfer Date | Jun 8, 2020 |
| Prior Transfer Doc | 9639-162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Property Address | 653 WILLARD ST, LEOMINSTER, MA 01453-5942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9514-47 |
|---|---|
| Date | Dec 24, 2019 |
| Book Page | 9514/47 |
| Instrument | 23718 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 133 Months |
| Due | Jan 1, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Recording Date | Jun 15, 2020 |
| Property Address | 653 WILLARD ST, LEOMINSTER, MA 01453-5942 |
| Document Number | 9639-162 |
| Book / Page | 9639 / 162 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 9391 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 653 WILLARD ST, LEOMINSTER, MA 01453-5942 |
| Document Number | 9392 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 9392 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Property Address | 653 WILLARD ST, LEOMINSTER, MA 01453-5942 |
| Document Number | 9461-319 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 653 WILLARD ST LEOMINSTER MA 014535942, LEOMINSTER, MA 01453-5942 |
| Document Number | 9461-319 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 009461/000319 |
| Instrument | 199 |
| Name | SHAMROCK HM LNS |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEOMINSTER MA |
| Recording Date | May 15, 2017 |
| Property Address | 653 WILLARD ST, LEOMINSTER, MA 01453-5942 |
| Document Number | 8816-309 |
| Book / Page | 008816 / 000309 |
| Instrument Date | May 15, 2017 |
| Instrument | 7907 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,431.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 653 WILLARD ST LEOMINSTER MA 014535942, LEOMINSTER, MA 01453-5942 |
Source: Worcester County and Leominster City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Leominster City |
| Unified School District | Leominster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,446.00 (+2.15%) | $545,100 (+4.93%) Land $158,700 Building $386,400 | $574,845 (-) |
| 2025 | $7,289.00 (+4.41%) | $519,500 (+7.98%) Land $155,700 Building $363,800 | $574,845 (+3.17%) |
| 2024 | $6,981.00 (+2.42%) | $481,100 (+9.69%) Land $148,200 Building $332,900 | $557,175 |
| 2023 | $6,816.00 | $438,600 Land $129,000 Building $309,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1982–1993) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 1993 · Blizzards, High Winds & Record Snowfall |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEOMINSTER WATER DIVISION serves 41,683 people · EPA ID MA2153000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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