653 Villa Adobe, Camarillo, CA 93012 Property Records

Ventura County property record for 653 Villa Adobe, Camarillo, CA 93012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,992 sqft · built 1994
Lot Size	0.169 acres (7,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (May 1994)
Tax Bill	$4,394 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171-0-331-425`

Property Details

APN / Parcel Number

Primary APN	`171-0-331-425`
Alternative APN	`1710331355`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,132 sqft
2nd Floor Area	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	7,363 sqft (0.169 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft

Location & Zoning

Old Parcel Number	1710331355
Street Address	653 VILLA ADOBE
City	CAMARILLO
State	CA
Zip	93012-5322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MULT
Legal Description	LOT: D REF: 122MR 94
Legal Subdivision	4664
Legal Tract	466400
Legal Block	331
Legal Lot Number	D
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1014
Census Tract	5308

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	653 VILLA ADOBE, CAMARILLO, CA 93012-5322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 26, 2021	Deed of Trust, Mortgage · Line of Credit CBC FCU
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit CBC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 1994 · Amount on Record
Deed Sale	May 31, 1994 · Amount on Record
Deed Document Number	199492664
Last Transfer Date	Jul 27, 1998
Transfer Doc	0000132765
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	653 VILLA ADOBE, CAMARILLO, CA 93012-5322
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 VILLA ABODE, CAMARILLO, CA 93012

Mortgage

Document Number	0000062878
Date	Sep 20, 2023
Instrument	2023000062878

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	653 VILLA ADOBE, CAMARILLO, CA 93012-5322
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 VILLA ADOBE, CAMARILLO, CA 93012-5322

Mortgage

Document Number	0000104643
Date	May 26, 2021
Instrument	20210526-00104643

Lender

Name	CBC FCU
Type	Credit Union
Address	OXNARD, CA 93036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	653 VILLA ADOBE, CAMARILLO, CA 93012-5322
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 VILLA ADOBE, CAMARILLO, CA 93012-5322

Mortgage

Document Number	0000038027
Date	Feb 22, 2021
Instrument	20210222-00038027

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	653 VILLA ADOBE, CAMARILLO, CA 93012-5322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124591
Date	Sep 26, 2017
Instrument	20170926-00124591

Lender

Name	CBC FCU
Type	Credit Union
Address	OXNARD, CA 93036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$403,242 (+2%) Land $161,294 Building $241,948
2025	$4,394.00 (+2.04%) Homeowner's exemption	$395,336 (+4.04%) Land $158,132 Building $237,204
2024	$4,306.00 (+3.73%)
2023	$4,151.00 (+0.34%) Homeowner's exemption	$379,986 Land $151,992 Building $227,994
2022	$4,137.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMROSA WATER DISTRICT serves 32,700 people · EPA ID CA5610063
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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