653 Verdin St, El Cajon, CA 92019 Property Records

San Diego County property record for 653 Verdin St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,410 sqft · built 1959
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Oct 2022)
Tax Bill	$9,751 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`511-073-02-00`

Property Details

APN / Parcel Number

Primary APN	`511-073-02-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,410 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	8,500 sqft (0.195 acres)

Location & Zoning

Street Address	653 VERDIN ST
City	EL CAJON
State	CA
Zip	92019-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 165 LOT 164&POR TR 003694
Legal Subdivision	BELAIR ESTATES
Legal Tract	003694
Legal Block	2
Legal Lot Number	164,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	16403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	653 VERDIN ST, EL CAJON, CA 92019-1035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 26, 2022	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jul 25, 2022	Deed of Trust, Mortgage RENOVATION REALTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on File
Deed Sale	Oct 26, 2022 · Amount on File
Prior Sale	Sep 17, 2010 · Amount on File
Deed Document Number	2022412351
Prior Transfer Date	Sep 8, 2016
Prior Transfer Doc	0000511575
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	653 VERDIN ST, EL CAJON, CA 92019-1035
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 VERDIN ST, EL CAJON, CA 92019-1035

Mortgage

Document Number	0000277933
Date	Oct 6, 2025
Instrument	2025-0277933

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2022
Property Address	653 VERDIN ST, EL CAJON, CA 92019-1035
Document Number	0000412351
Map Reference	MAP 3694
Instrument Date	Oct 15, 2022
Instrument	2022-0412351
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	653 VERDIN ST, EL CAJON, CA 92019-1035

Mortgage

Document Number	0000412352
Date	Oct 26, 2022
Instrument	2022-0412352

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	653 VERDIN ST, EL CAJON, CA 92019-1035
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 VERDIN ST, EL CAJON, CA 92019-1035

Mortgage

Document Number	0000304147
Date	Jul 25, 2022
Instrument	2022-0304147

Lender

Name	RENOVATION REALTY INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92123

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$779,987 (+2%) Land $461,625 Building $318,362
2025	$9,751.00 (-0.59%)	$764,694 (+4.04%) Land $452,574 Building $312,120
2023	$9,809.00 (+106.46%)	$735,000 Land $435,000 Building $300,000
2022	$4,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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