627 Verdin St, El Cajon, CA 92019 Property Records

San Diego County property record for 627 Verdin St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,353 sqft · built 1959
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$871,000 (Jan 2024)
Tax Bill	$11,411 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`511-073-04-00`

Property Details

APN / Parcel Number

Primary APN	`511-073-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,353 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	627 VERDIN ST
City	EL CAJON
State	CA
Zip	92019-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 162 TR 003694
Legal Subdivision	BELAIR ESTATES
Legal Tract	003694
Legal Block	2
Legal Lot Number	162
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	16403

Owner

627 Verdin St is owned and occupied by two individuals who bought it in January 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	627 VERDIN ST, EL CAJON, CA 92019-1035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Feb 23, 2021	Intrafamily Transfer, Transfer
Apr 28, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 6, 2019	Intrafamily Transfer, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 13, 2018	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Prior Sale	Apr 28, 2020
Deed Document Number	202413304
Prior Transfer Date	Feb 1, 2021
Prior Transfer Doc	0000138077
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2024
Property Address	627 VERDIN ST, EL CAJON, CA 92019-1035
Document Number	0000013304
Map Reference	MAP 3694
Instrument Date	Dec 26, 2023
Instrument	2024-0013304
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	627 VERDIN ST, EL CAJON, CA 92019-1035

Mortgage

Document Number	0000013305
Date	Jan 17, 2024
Instrument	2024-0013305

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2021
Property Address	627 VERDIN ST, EL CAJON, CA 92019-1035
Document Number	0000138077
Map Reference	MAP 3694
Instrument Date	Feb 1, 2021
Instrument	2021-0138077
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	627 VERDIN ST, EL CAJON, CA 92019-1035

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2020
Property Address	627 VERDIN ST, EL CAJON, CA 92019-1035
Document Number	0000215609
Map Reference	MAP 3694
Instrument Date	Apr 23, 2020
Instrument	2020-0215609
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	627 VERDIN ST, EL CAJON, CA 92019-1035

Mortgage

Document Number	0000215610
Date	Apr 28, 2020
Instrument	2020-0215610

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2019
Property Address	627 VERDIN ST, EL CAJON, CA 92019-1035
Document Number	0000168558
Map Reference	MAP 3694
Instrument Date	May 1, 2019
Instrument	2019-0168558
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	627 VERDIN ST, EL CAJON, CA 92019-1035

Mortgage

Document Number	0000168559
Date	May 6, 2019
Instrument	2019-0168559

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2018
Property Address	627 VERDIN ST, EL CAJON, CA 92019-1035
Document Number	0000098873
Map Reference	MAP 3694
Instrument Date	Feb 21, 2018
Instrument	2018-0098873
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	627 VERDIN ST, EL CAJON, CA 92019-1035

Mortgage

Document Number	0000098874
Date	Mar 13, 2018
Instrument	2018-0098874

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 627 Verdin St was $11,411 with a veteran's exemption, up 53.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$906,186 (+2%) Land $370,384 Building $535,802
2025	$11,411.00 (+53.41%) Homeowner's exemption	$888,419 Land $363,122 Building $525,297
2024	$7,438.00 (-0.19%)
2023	$7,452.00 (+2.01%) Homeowner's exemption	$570,879 Land $233,334 Building $337,545
2022	$7,305.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 627 Verdin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 Verdin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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