653 Suzanne St, Gilberts, IL 60136 Property Records

Kane County property record for 653 Suzanne St, Gilberts, IL 60136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,197 sqft · built 1986
Lot Size	0.706 acres (30,740 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (May 2021)
Tax Bill	$8,112 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-30-104-002`

Property Details

APN / Parcel Number

Primary APN	`03-30-104-002`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,197 sqft Living Area
Gross Area	4,044 sqft
1st Floor Area	1,222 sqft
Basement Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	30,740 sqft (0.706 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	653 SUZANNE ST
City	GILBERTS
State	IL
Zip	60136-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT DIMENSIONS 148.12X204.89X148X201.01 SUBDIVISION: DUNHILL RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	DUNHILL
Legal Block	2
Legal Lot Number	26
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	2
Census Block	2038
Census Tract	850600

Owner

653 Suzanne St is owned and occupied by an individual who bought it in May 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	653 SUZANNE ST, GILBERTS, IL 60136-9651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	Nov 29, 2004 · Amount on File
Deed Document Number	202136823
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 11, 2021
Property Address	653 SUZANNE ST, GILBERTS, IL 60136-9651
Document Number	0000036823
Instrument Date	Apr 23, 2021
Instrument	2021K036823
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 SUZANNE ST, GILBERTS, IL 60136-9651

Mortgage

Document Number	0000036824
Date	May 11, 2021
Instrument	2021K036824

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 653 Suzanne St was $8,112 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Gilberts Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,112.00 Homeowner's exemption	$124,848 (+9.42%) Land $34,408 Building $90,440	$374,694 (+9.42%) Land $103,265 Building $271,429
2024		$114,100 Land $31,446 Building $82,654	$342,437 Land $94,376 Building $248,061
2022	$7,628.00 (+3.18%) Homeowner's exemption	$101,342 (+5.91%) Land $28,294 Building $73,048	$304,026 (+5.91%) Land $84,882 Building $219,144
2021	$7,393.00 Homeowner's exemption	$95,687 Land $26,715 Building $68,972	$287,061 Land $80,145 Building $206,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 653 Suzanne St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 653 Suzanne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTS serves 8,366 people · EPA ID IL0890400
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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