Kane County property record for 646 Suzanne St, Gilberts, IL 60136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,207 sqft · built 1987 |
| Lot Size | 0.665 acres (28,947 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jun 2019) |
| Tax Bill | $9,663 (2025) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-30-101-014 |
| Primary APN | 03-30-101-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,207 sqft Living Area |
| Gross Area | 2,757 sqft |
| 1st Floor Area | 1,437 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 28,947 sqft (0.665 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 646 SUZANNE ST |
|---|---|
| City | GILBERTS |
| State | IL |
| Zip | 60136-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT DIMENSIONS 102.78X275.16X111.01X319.2 SUBDIVISION: DUNHILL RANGE CODE: 8 E TWSHP 42N |
| Legal Subdivision | DUNHILL |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | KANE IL |
| Township / Civil Division | DUNDEE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 850600 |
646 Suzanne St is owned and occupied by two individuals who bought it in June 2019.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 SUZANNE ST, GILBERTS, IL 60136-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2019 · Amount on File |
| Deed Sale | Jun 13, 2019 · Amount on File |
| Prior Sale | Aug 26, 1996 · Amount on File |
| Deed Document Number | 201924527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 13, 2019 |
| Property Address | 646 SUZANNE ST, GILBERTS, IL 60136-9736 |
| Document Number | 0000024527 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 2019K024527 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 646 SUZANNE ST, GILBERTS, IL 60136-9736 |
| Document Number | 0000024528 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 2019K024528 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 646 Suzanne St was $9,663 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Dundee Township |
| Municipality | Gilberts Village |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,663.00 Homeowner's exemption | $147,175 (+9.42%) Land $35,241 Building $111,934 | $441,702 (+9.42%) Land $105,765 Building $335,936 |
| 2024 | $134,505 Land $32,207 Building $102,298 | $403,676 Land $96,660 Building $307,017 | |
| 2022 | $8,692.00 (+3.13%) Homeowner's exemption | $114,644 (+5.91%) Land $28,979 Building $85,665 | $343,932 (+5.91%) Land $86,937 Building $256,995 |
| 2021 | $8,428.00 Homeowner's exemption | $108,247 Land $27,362 Building $80,885 | $324,741 Land $82,086 Building $242,655 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 646 Suzanne St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 Suzanne St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILBERTS serves 8,366 people · EPA ID IL0890400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Xfinity.
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