653 S Main St, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 653 S Main St, Central Square, NY 13036

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1,632 sqft · built 1960
Lot Size	0.178 acres (7,783 sqft)
Owner	Company Name on Record
Tax Bill	$4,498 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`353201 276.10-05-04`

Property Details

APN / Parcel Number

Primary APN	`353201 276.10-05-04`
Alternative APN	`320127601000050040000000`

Interior

Stories	1 Story
Building Area	1,632 sqft Gross Area
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Lot Area	7,783 sqft (0.178 acres)
Lot Dimensions	134 ft deep x 58.1 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	653 S MAIN ST
City	CENTRAL SQUARE
State	NY
Zip	13036-9105
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	SP 45 023-098-000
Legal Block	5
Legal Lot Number	4.000
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1016
Census Tract	20706

Owner

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7555 MORGAN RD, LIVERPOOL, NY 13090-3516
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 13, 2018
Property Address	653 S MAIN ST, CENTRAL SQUARE, NY 13036-9105
Document Number	0000001427
Instrument Date	Jan 15, 2018
Instrument	1427
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7555 MORGAN RD BAYBERRY NY 130903516, BAYBERRY, NY 13090-3516

Mortgage

Document Number	1428
Date	Feb 13, 2018
Instrument	1428

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Municipality	Central Square Village
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,498.00 (+19.88%)
2025	$3,752.00	$139,000 (-) Land $37,000 Building $102,000	$185,333 (+14.67%) Land $49,333 Building $136,000
2023		$139,000 Land $37,000 Building $102,000	$161,628 Land $43,023 Building $118,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20