652 S Main St, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 652 S Main St, Central Square, NY 13036

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,670 sqft · built 1960
Lot Size1.12 acres (48,871 sqft)
OwnerCompany Name on Record
Last Sale$620,000 (Dec 2025)
Tax Bill$9,061 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jan 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN353201 276.10-03-25

Property Details

APN / Parcel Number

Primary APN353201 276.10-03-25
Alternative APN
  • 320127601000030250000000

Interior

Units10 Units
Stories2 Stories
Building Area3,670 sqft Gross Area
Basement Area1,575 sqft
Unfinished Basement1,575 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Lot Area48,871 sqft (1.12 acres)
Lot Dimensions390 ft deep x 120 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area240 sqft
Patio Area560 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address652 S MAIN ST
CityCENTRAL SQUARE
StateNY
Zip13036-3517
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Block3
Legal Lot Number25.000
JurisdictionOSWEGO NY
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1011
Census Tract20706

Owner

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1771 TORRANCE ST, 2, SAN DIEGO, CA 92103-2716
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Warranty Deed, Transfer · Conventional Mortgage
GREENBOX LOANS INC
Jan 5, 2022Deed, Transfer · Commercial Mortgage
THE UPSTATE NATIONAL BANK
Dec 6, 2018Grant Deed, Transfer
STEWART TITLE-BECKY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2025 · Amount on Record
Deed SaleDec 11, 2025 · Amount on Record
Prior SaleJan 5, 2022 · Amount on Record
Deed Document Number2025R2025011112
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateDec 11, 2025
Property Address652 S MAIN ST, CENTRAL SQUARE, NY 13036-3517
Document Number0000001112
Instrument DateOct 14, 2025
InstrumentR-2025-011112
Transaction TypeTransfer
Record UpdatedJan 30, 2026
Title CompanyCHICAGO TITLE TRUST, CHICAGO TITLE SYRACUSE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1676 S GOBIND BLVD, TRACY, CA 95391-8333

Transferred To (Grantee/Buyer)

NameVerified Name
Address1771 TORRANCE ST # 2, 2, SAN DIEGO, CA 92103-2716

Mortgage

Document Number0000001113
DateDec 11, 2025
InstrumentR-2025-011113
Lender
NameGREENBOX LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionOSWEGO NY
Recording DateJan 5, 2022
Property Address652 S MAIN ST, CENTRAL SQUARE, NY 13036-3517
Document Number0000000056
Instrument DateDec 20, 2021
InstrumentR-2022-000056
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyCHICAGO TITLE TRUST, CHICAGO TITLE SYRACUSE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6711 HARMONY DR, 6711, FAYETTEVILLE, NY 13066-1782

Transferred To (Grantee/Buyer)

NameVerified Name
Address1676 SQERRY BLVD, TRACY, CA 95391

Mortgage

Document Number0000000057
DateJan 5, 2022
InstrumentR-2022-000057
Lender
NameTHE UPSTATE NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateDec 6, 2018
Property Address652 S MAIN ST, CENTRAL SQUARE, NY 13036-3517
Document Number0000011984
Instrument DateNov 16, 2018
Instrument11984
Transaction TypeTransfer
Record UpdatedJan 17, 2019
Title CompanySTEWART TITLE-BECKY

Transaction

AmountAmount Recorded
Tax$1,460.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6711 HARMONY DR FAYETTEVILLE NY 130661782, FAYETTEVILLE, NY 13066-1782

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionHastings Town
MunicipalityCentral Square Village
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,061.00 (+19.87%)
2025$7,559.00 (-15.62%)$280,000 (-) Land $30,900 Building $249,100$373,333 (+6.67%) Land $41,200 Building $332,133
2024$8,958.00$280,000 (-) Land $30,900 Building $249,100$350,000 (+7.5%) Land $38,625 Building $311,375
2023$280,000 Land $30,900 Building $249,100$325,581 Land $35,930 Building $289,651

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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