Westchester County and Mount Vernon City property record for 653 S 7th Ave, Mount Vernon, NY 10550
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Feb 2017) |
| Tax Bill | $13,750 (2026) |
| Deeds & Mortgages | Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 169.55-3075-1 |
| Primary APN | 550800 169.55-3075-1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,049 sqft (0.07 acres) |
|---|
| Account Number | 074480 |
|---|---|
| Street Address | 653 S 7TH AVE |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10550-4825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3075 |
| Legal Lot Number | 1.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 2600 |
653 S 7th Ave is owned and occupied by an individual who bought it in February 2017.
Source: Westchester County and Mount Vernon City records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 653 S 7TH AVE, MOUNT VERNON, NY 10550-4825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2017 · Amount on File |
| Deed Sale | Feb 7, 2017 · Amount on File |
| Deed Document Number | 2017570303182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Feb 7, 2017 |
| Property Address | 653 S 7TH AVE, MOUNT VERNON, NY 10550-4825 |
| Document Number | 0570303182 |
| Book / Page | 057030 / 003182 |
| Instrument Date | Jan 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Title Company | JUDICIAL TITLE INSURANCE AGENCY INC, THE JUDICIAL TITLE INSURANCE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4128 CARPENTER AVE #3B BRONX NY 104662644, 3B, BRONX, NY 10466-2644 |
| Document Number | 570333066 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 057033/003066 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2047 |
The 2026 property tax bill for 653 S 7th Ave was $13,750, up 23.5% from the year before.
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,750.00 (+23.45%) | ||
| 2025 | $11,138.00 | $8,000 (-) Land $1,500 Building $6,500 | $444,444 (+6.67%) Land $83,333 Building $361,111 |
| 2024 | $8,000 (-) Land $1,500 Building $6,500 | $416,667 (-10.94%) Land $78,125 Building $338,542 | |
| 2023 | $8,000 Land $1,500 Building $6,500 | $467,836 Land $87,719 Building $380,117 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 653 S 7th Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 12 (1978–2021) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 653 S 7th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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