643 S 7th Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 643 S 7th Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Duplex
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$669,500 (Dec 2021)
Tax Bill	$18,328 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.55-3074-12`

Property Details

APN / Parcel Number

Primary APN	`550800 169.55-3074-12`
Alternative APNs	`080016905530740120000000` `074340`

Exterior

Architectural Style	Duplex Single
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Account Number	074340
Street Address	643 S 7TH AVE
City	MOUNT VERNON
State	NY
Zip	10550-4805
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	MAP PROPERTY TABILABUE ESTATE
Legal Block	3074
Legal Lot Number	12.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2015
Census Tract	2600

Owner

643 S 7th Ave, a duplex, is owned by an individual who bought it in December 2021.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	643 S 7TH AVE, 645, MOUNT VERNON, NY 10550-4805
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Oct 8, 2019	Grant Deed, Transfer JUDICIAL TITLE INSURANCE AGENCY INC, THE JUDICIAL TITLE INS AGCY
Jun 10, 2019	Deed of Trust, Mortgage NJ LENDERS
Sep 13, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jul 9, 2018	Grant Deed, Transfer · FHA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Prior Sale	Dec 22, 1995 · Amount on File
Deed Document Number	20213484
Prior Transfer Date	Apr 11, 2008
Prior Transfer Doc	0481220091
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 23, 2021
Property Address	643 S 7TH AVE, MOUNT VERNON, NY 10550-4805
Document Number	0610253484
Map Reference	VOL 36 PG 60
Instrument Date	Oct 6, 2021
Instrument	610253484
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	JUDICIAL TITLE INSURANCE COMPANY, JUDICIAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,678.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 W 149TH ST # ST2B, ST2B, NEW YORK, NY 10039-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3011 WEST 135TH STRET #91 # 91, 91, NEW YORK, NY 10030

Mortgage

Document Number	0612813372
Date	Dec 23, 2021
Instrument	612813372

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 8, 2019
Property Address	643 S 7TH AVE, MOUNT VERNON, NY 10550-4805
Document Number	0592773239
Book / Page	059277 / 003239
Instrument Date	Oct 4, 2019
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC, THE JUDICIAL TITLE INS AGCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 W 149TH ST NEW YORK NY 100392704, NEW YORK, NY 10039-2704

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	643 S 7TH AVE, MOUNT VERNON, NY 10550-4805
Document Number	0591653026
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 E 212TH ST BRONX NY 104691314, BRONX, NY 10469-1314

Mortgage

Document Number	0591653026
Date	Jun 14, 2019
Book Page	059165/003026

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 13, 2018
Property Address	643 S 7TH AVE, MOUNT VERNON, NY 10550-4805
Document Number	0582493411
Book / Page	058249 / 003411
Instrument Date	Sep 6, 2018
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 E 212TH ST BRONX NY 104691314, BRONX, NY 10469-1314

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 9, 2018
Property Address	643 S 7TH AVE, MOUNT VERNON, NY 10550-4805
Document Number	0581803435
Book / Page	058180 / 003435
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	JUDICIAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,404.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 S 7TH AVE MOUNT VERNON NY 105504805, MOUNT VERNON, NY 10550-4805

Mortgage

Document Number	581863254
Date	Jul 9, 2018
Book Page	058186/003254

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 643 S 7th Ave was $18,328, up 59.9% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,328.00 (+59.86%)
2025	$11,465.00	$10,664 (-) Land $2,600 Building $8,064	$592,444 (+6.67%) Land $144,444 Building $448,000
2024		$10,664 (-) Land $2,600 Building $8,064	$555,417 (-10.94%) Land $135,417 Building $420,000
2023		$10,664 Land $2,600 Building $8,064	$623,626 Land $152,047 Building $471,579
2020	$15,725.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 S 7th Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1978–2021)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 S 7th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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