St. Johns County property record for 653 Navigators Rd, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,357 sqft · built 2023 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $823,500 (Mar 2023) |
| Tax Bill | $9,379 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009821-1390 |
| Primary APN | 009821-1390 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,357 sqft Living Area |
| Gross Area | 4,219 sqft |
| 1st Floor Area | 2,138 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 602 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 260 sqft |
| Patio Area | 1,086 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 653 NAVIGATORS RD |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-6327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112/39-54 MIDDLEBOURNE PHASE ONE LOT 139 OR5731/571 & 6310/310 (Q/C) |
| Legal Subdivision | MIDDLEBOURNE PHASE ONE |
| Legal Block | 1 |
| Legal Lot Number | 139 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20810 |
653 Navigators Rd is owned by an individual who acquired it in February 2026.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1837 REAR ADMIRAL LN, SAINT JOHNS, FL 32259-6249 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 29, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on File |
| Deed Sale | Mar 29, 2023 · Amount on File |
| Deed Document Number | 202323308 |
| Deed Book / Page | 5731 / 571 |
| Last Transfer Date | Feb 23, 2026 |
| Transfer Doc | 0063100310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 23, 2026 |
| Property Address | 653 NAVIGATORS RD, SAINT JOHNS, FL 32259-6327 |
| Document Number | 0063100310 |
| Book / Page | 6310 / 310 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026014807 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 653 NAVIGATORS RD, SAINT JOHNS, FL 32259-6327 |
| Name | Verified Name |
|---|---|
| Address | 1837 REAR ADMIRAL LN, SAINT JOHNS, FL 32259-6249 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 29, 2023 |
| Property Address | 653 NAVIGATORS RD, SAINT JOHNS, FL 32259-6327 |
| Document Number | 0057310571 |
| Book / Page | 5731 / 571 |
| Map Reference | MB 112 PG 39-54 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023023308 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,764.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 CROSSWATER PKWY, PONTE VEDRA BEACH, FL 32081-0768 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 653 NAVIGATORS RD, ST JOHNS, FL 32259-6327 |
| Document Number | 0005731573 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 5731/573 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2025 property tax bill for 653 Navigators Rd was $9,379, up 14.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,641 (+2.7%) | $685,835 (-1.98%) Land $150,000 Building $535,835 | |
| 2025 | $9,379.00 (+14.63%) Homeowner's exemption | $565,376 (+9.57%) | $699,696 (+5.2%) Land $150,000 Building $549,696 |
| 2024 | $8,182.00 (+89.93%) Homeowner's exemption | $516,013 (+244.01%) | $665,091 (+343.39%) Land $145,000 Building $520,091 |
| 2023 | $4,308.00 | $150,000 | $150,000 Land $150,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 653 Navigators Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 181 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 653 Navigators Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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