634 Navigators Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 634 Navigators Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,402 sqft · built 2023
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$634,500 (Jul 2023)
Tax Bill	$9,206 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009821-0210`

Property Details

APN / Parcel Number

Primary APN	`009821-0210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,402 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	2,402 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	634 NAVIGATORS RD
City	SAINT JOHNS
State	FL
Zip	32259-6334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	112/39-54 MIDDLEBOURNE PHASE ONE LOT 21 OR5792/1984
Legal Subdivision	MIDDLEBOURNE PHASE ONE
Legal Block	1
Legal Lot Number	21
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1025
Census Tract	20810

Owner

Source: St. Johns County records · APN 009821-0210

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	634 NAVIGATORS RD, SAINT JOHNS, FL 32259-6334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	202355433
Deed Book / Page	5792 / 1984
Record Updated	Jun 08, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 17, 2023
Property Address	SAINT JOHNS, FL 32259
Document Number	0057921984
Book / Page	5792 / 1984
Map Reference	MB 112 PG 39-54
Instrument Date	Jul 13, 2023
Instrument	2023055433
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,441.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 NAVIGATORS RD, SAINT JOHNS, FL 32259-6334

Mortgage

Document Number	0057930001
Date	Jul 17, 2023
Book Page	5793/1
Instrument	2023055434

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,624 (+0.93%) Land $150,000 Building $418,624	$568,624 (+0.93%) Land $150,000 Building $418,624
2025	$9,206.00 (+6.98%) Homeowner's exemption	$563,409 (+0.36%)	$563,409 (+0.36%) Land $150,000 Building $413,409
2024	$8,605.00 (+106.75%) Homeowner's exemption	$561,402 (+274.27%)	$561,402 (+274.27%) Land $145,000 Building $416,402
2023	$4,162.00	$150,000	$150,000 Land $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 77 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.