653 N McDonel St, Lima, OH 45801 Property Records

Allen County property record for 653 N McDonel St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,302 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (Jul 2021)
Tax Bill	$599 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36-2509-09-037.000`

Property Details

APN / Parcel Number

Primary APN	`36-2509-09-037.000`
Alternative APN	`M3836250909037000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,302 sqft Living Area
Gross Area	1,948 sqft
1st Floor Area	806 sqft
Upper Floors Area	496 sqft
Basement Area	646 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	125 ft deep x 35 ft wide

Exterior Amenities

Porch	Stoop
Porch Area	40 sqft
Patio Area	104 sqft
Canopy	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	653 N MCDONEL ST
City	LIMA
State	OH
Zip	45801-4078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANTIENY & HAUENSTEINS ADDITION LOTS 3838 & 3839 N SIDE FF 35.00
Legal Subdivision	CANTIENY & HAUENSTEINS ADDITION
Legal Lot Number	3838
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1021
Census Tract	12300

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	653 N MCDONEL ST, LIMA, OH 45801-4078
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Jul 6, 2021	Warranty Deed, Transfer · Line of Credit THE UNION BANK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Jan 28, 2011 · Amount on Record
Deed Document Number	20219158
Deed Book / Page	2021 / 9158
Prior Transfer Date	Oct 8, 1997
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	653 N MCDONEL ST, LIMA, OH 45801-4078
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8230009920
Date	Aug 23, 2022
Book Page	2022/9920
Instrument	202208230009920

Lender

Name	THE UNION BANK CO
Type	Bank
Address	LIMA, OH 45804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2042

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 6, 2021
Property Address	653 N MCDONEL ST, LIMA, OH 45801-4078
Document Number	7060009158
Book / Page	2021 / 9158
Instrument Date	Jul 2, 2021
Instrument	202107060009158
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 SIERRA RIDGE DR, MIAMISBURG, OH 45342-4062

Mortgage

Document Number	7060009159
Date	Jul 6, 2021
Instrument	202107060009159

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$599.00 (+0.34%)	$13,690 (-) Land $1,820 Building $11,870	$39,100 (-) Land $5,200 Building $33,900
2024	$597.00 (-8.15%)	$13,690 (+13.99%) Land $1,820 Building $11,870	$39,100 (+13.99%) Land $5,200 Building $33,900
2023	$650.00 (+18.4%)	$12,010 (-) Land $1,610 Building $10,400
2022	$549.00	$12,010 Land $1,610 Building $10,400
2021			$34,300 Land $4,600 Building $29,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, MetaLINK Technologies, TSC.

Nearby Properties on N McDonel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures